Job Description
Title: Sr Business Analyst (Hybrid)
Location: Newark, DE
Job Description:
Manage and enhance the budget, forecast, and strategic plan process for Credit Card balance sheet and net interest income activity. Manage the balance sheet monthly close process, including estimation and communication of preliminary results
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income.
Month-end Deliverables: Complete all month-end deliverablesincluding accruals, KPIs, and variance templateson time and with accuracy.
Financial Reporting: Create materials for MBR decks and product board meetings, supporting strategic decision-making.
Regulatory & Industry Reporting: Delivere essential reporting for QMR, CCAR, Auriemma, Nilson, Interagency, and ALCO, ensuring compliance and insight.
Forecast and Vintage Models: Maintain and update the vintage balance model by Card product to support monthly forecasts.
Profitability Analysis: Refresh finance unit cost views.
Business Intelligence: Produce weekly new account reports for inclusion in the Weekly Loan Optimization Deck.
Funding Oversight: Maintain the Client account tracker to monitor available funds for strategic initiatives.
Competitive Intelligence: Compile quarterly peer competitor summaries with qualitative commentary to inform senior leadership.
Manage and monitor credit card financial performance metrics and KPIs.
Collaborate with cross-functional teams to drive financial initiatives and support business growth.
Provide insights and recommendations to senior management based on financial analysis
Analyze financial data, maintain, and create financial models to monitor and forecast Credit Card balances, net interest income and noninterest income.
Examine industry trends and potential impacts from the interest rate environment, macroeconomic factors, and internal business changes
Evaluate past results, perform variance/attribution analyses, identify trends, and make recommendations for improvements
Present and discuss actuals and forecasts with business unit leaders
Support ad hoc analysis and business plans to justify and promote growth initiatives