Magnifi Financial
Sartell, Minnesota
POSITION SUMMARY Responsible for evaluating, measuring, and continuously improving Magnifi Financial's member-facing digital experience across consumer, business, treasury management, AI, and self-service channels. Helps ensure Magnifi's digital capabilities deliver intuitive, effective, and consistent experiences that meet evolving member expectations and support organizational goals. Analyzes digital journeys, member feedback, utilization trends, and performance metrics to identify friction points, measure adoption, and provide data-driven recommendations that improve usability, increase digital engagement, and support business objectives. Helps evaluate the effectiveness of digital investments, identifies opportunities for continuous improvement, and supports Magnifi's digital strategy by ensuring technology delivers meaningful value for members. ESSENTIAL DUTIES AND RESPONSIBILITIES Leads the evaluation and optimization of AI-enabled member experiences, including identification of appropriate use cases, measurement of effectiveness, analysis of member interactions, identification of knowledge and experience gaps, and recommendations for responsible implementation and ongoing improvement. Owns assigned digital experiences and capabilities throughout their lifecycle, evaluating performance, identifying opportunities, recommending enhancements, and driving continuous improvement aligned with member and organizational needs. Analyzes consumer and commercial member-facing digital experiences, including digital banking, digital account opening, digital lending, treasury management, and AI, to identify opportunities that improve usability, adoption, member satisfaction, operational efficiency, and business outcomes. Owns the member insight process for assigned digital experiences, synthesizing quantitative and qualitative data, member feedback, journey analytics, and behavioral trends to identify experience gaps, prioritize opportunities, and influence digital product strategy and investment decisions. Establishes and monitors performance measures for assigned digital products, enhancements, and strategic initiatives, evaluating adoption, engagement, member outcomes, operational efficiency, financial impact, and return on investment to identify opportunities for optimization and further investment. Develops and maintains reporting frameworks, dashboards, and performance measures that translate complex digital data into actionable insights for business and executive decision-making. Develops and presents business cases, including ROI and financial impact analyses, to evaluate, prioritize, and support investment decisions for digital experience initiatives. Leads the development and ongoing prioritization of the digital product roadmap, balancing member needs, business value, performance data, strategic objectives, resource requirements, financial impact, technical considerations, and risk. Translates member, business, and performance insights into business requirements, functional needs, user stories, process improvements, and measurable outcomes for digital enhancements and initiatives. Leads assigned digital experience initiatives from discovery through implementation and post-launch optimization, coordinating requirements, dependencies, testing, stakeholder readiness, communications, and measurement of outcomes. Leads data-driven testing and optimization of digital experiences, using experimentation, usability analysis, member behavior, and performance results to improve adoption, engagement, self-service, and member outcomes. Analyzes commercial and treasury management digital experiences and collaborates with Commercial, Cash Management, Operations, IT, and other business units to identify and prioritize opportunities that improve usability, efficiency, adoption, and the overall commercial member experience. Monitors emerging trends in digital banking, payments, fintech, AI, and member expectations; conducts competitive analyses; and identifies opportunities that strengthen Magnifi's digital capabilities and competitive position. Manages strategic relationships with assigned digital banking technology vendors, including evaluation and selection, product capabilities and roadmaps, service delivery, performance, contract considerations, enhancements, issue escalation, and ongoing value realization. Partners with Risk, Compliance, Information Security, Legal, IT, Operations, and other stakeholders to identify and address risks associated with digital products, emerging technologies, AI-enabled experiences, privacy, security, accessibility, and regulatory requirements. Provides strategic recommendations to the SVP of Digital Banking and Magnifi leadership based on member insights, digital performance, financial analysis, industry trends, and competitive intelligence to inform digital strategy, investment priorities, and resource allocation. Provides insight and recommendations regarding the ongoing evolution of the role's scope, responsibilities, and functions in response to changing organizational priorities, emerging technologies, industry trends, and business needs. Actively participates in community relations efforts to contribute to the mission and visibility of Magnifi Financial. EDUCATION AND EXPERIENCE • Bachelor's degree in Business, Marketing, Finance, Data Analytics, User Experience, Communications, Information Systems or a related field, or equivalent experience. • Minimum of three years of experience in digital banking, member experience, business analysis, digital products, analytics, financial services, or equivalent knowledge and skills gained from related experience. Benefits: We are committed to investing in our team! Magnifi Financial offers benefits that help everyone achieve their full potential. Full-time employees are eligible for the following benefits (benefits with an asterisk are also available to eligible part-time positions): Opportunities for Training and Development Leadership Development Job Level Advancement (ability to move up in your position through training and development) Tuition Reimbursement 32 Hours Volunteer Paid Time Off Paid Time Off - starting at 4 weeks per year for FT; prorated for PT Medical Dental Vision Employer paid Life Insurance/AD&D Employer paid Disability Insurance Retirement Plan - Employer match up to 4%, eligible for annual profit sharing Paid Parental Leave Bonus/Incentive Program Health and Wellness Programs Pay Transparency: Salary Range: $63,318/year - $94,977/year. Salaries vary based on factors such as location, internal equity, skills, experience, education, and qualifications for the role. Total compensation package varies based on position and may include bonuses, performance-based incentives, commission, and/or discretionary bonuses. Who We Are: At Magnifi Financial, we offer a collaborative, friendly environment where we support our employee's growth and development, and create a positive work atmosphere. As a member-owned organization, we are focused on making dreams come true for our members. Our vision is enhancing the lives of members and community through strength, service and growth. Magnifi Financial has grown to more than 85,000 members, $2.4 billion in assets, over 400 employees, and over 25 branch locations throughout Minnesota. But what hasn't changed is our focus on the members and communities we serve. ACKNOWLEDGEMENT This Job Description is intended to be an accurate reflection of the principal elements of the job for which it was written. It should not be construed as a description of all requirements but merely a guideline. It will be updated from time to time to reflect changes and/or additions. One may be required to perform other duties as assigned by a supervisor or management. This job description is not a contract for employment, and either you or Magnifi Financial may terminate employment at any time, for any reason.
POSITION SUMMARY Responsible for evaluating, measuring, and continuously improving Magnifi Financial's member-facing digital experience across consumer, business, treasury management, AI, and self-service channels. Helps ensure Magnifi's digital capabilities deliver intuitive, effective, and consistent experiences that meet evolving member expectations and support organizational goals. Analyzes digital journeys, member feedback, utilization trends, and performance metrics to identify friction points, measure adoption, and provide data-driven recommendations that improve usability, increase digital engagement, and support business objectives. Helps evaluate the effectiveness of digital investments, identifies opportunities for continuous improvement, and supports Magnifi's digital strategy by ensuring technology delivers meaningful value for members. ESSENTIAL DUTIES AND RESPONSIBILITIES Leads the evaluation and optimization of AI-enabled member experiences, including identification of appropriate use cases, measurement of effectiveness, analysis of member interactions, identification of knowledge and experience gaps, and recommendations for responsible implementation and ongoing improvement. Owns assigned digital experiences and capabilities throughout their lifecycle, evaluating performance, identifying opportunities, recommending enhancements, and driving continuous improvement aligned with member and organizational needs. Analyzes consumer and commercial member-facing digital experiences, including digital banking, digital account opening, digital lending, treasury management, and AI, to identify opportunities that improve usability, adoption, member satisfaction, operational efficiency, and business outcomes. Owns the member insight process for assigned digital experiences, synthesizing quantitative and qualitative data, member feedback, journey analytics, and behavioral trends to identify experience gaps, prioritize opportunities, and influence digital product strategy and investment decisions. Establishes and monitors performance measures for assigned digital products, enhancements, and strategic initiatives, evaluating adoption, engagement, member outcomes, operational efficiency, financial impact, and return on investment to identify opportunities for optimization and further investment. Develops and maintains reporting frameworks, dashboards, and performance measures that translate complex digital data into actionable insights for business and executive decision-making. Develops and presents business cases, including ROI and financial impact analyses, to evaluate, prioritize, and support investment decisions for digital experience initiatives. Leads the development and ongoing prioritization of the digital product roadmap, balancing member needs, business value, performance data, strategic objectives, resource requirements, financial impact, technical considerations, and risk. Translates member, business, and performance insights into business requirements, functional needs, user stories, process improvements, and measurable outcomes for digital enhancements and initiatives. Leads assigned digital experience initiatives from discovery through implementation and post-launch optimization, coordinating requirements, dependencies, testing, stakeholder readiness, communications, and measurement of outcomes. Leads data-driven testing and optimization of digital experiences, using experimentation, usability analysis, member behavior, and performance results to improve adoption, engagement, self-service, and member outcomes. Analyzes commercial and treasury management digital experiences and collaborates with Commercial, Cash Management, Operations, IT, and other business units to identify and prioritize opportunities that improve usability, efficiency, adoption, and the overall commercial member experience. Monitors emerging trends in digital banking, payments, fintech, AI, and member expectations; conducts competitive analyses; and identifies opportunities that strengthen Magnifi's digital capabilities and competitive position. Manages strategic relationships with assigned digital banking technology vendors, including evaluation and selection, product capabilities and roadmaps, service delivery, performance, contract considerations, enhancements, issue escalation, and ongoing value realization. Partners with Risk, Compliance, Information Security, Legal, IT, Operations, and other stakeholders to identify and address risks associated with digital products, emerging technologies, AI-enabled experiences, privacy, security, accessibility, and regulatory requirements. Provides strategic recommendations to the SVP of Digital Banking and Magnifi leadership based on member insights, digital performance, financial analysis, industry trends, and competitive intelligence to inform digital strategy, investment priorities, and resource allocation. Provides insight and recommendations regarding the ongoing evolution of the role's scope, responsibilities, and functions in response to changing organizational priorities, emerging technologies, industry trends, and business needs. Actively participates in community relations efforts to contribute to the mission and visibility of Magnifi Financial. EDUCATION AND EXPERIENCE • Bachelor's degree in Business, Marketing, Finance, Data Analytics, User Experience, Communications, Information Systems or a related field, or equivalent experience. • Minimum of three years of experience in digital banking, member experience, business analysis, digital products, analytics, financial services, or equivalent knowledge and skills gained from related experience. Benefits: We are committed to investing in our team! Magnifi Financial offers benefits that help everyone achieve their full potential. Full-time employees are eligible for the following benefits (benefits with an asterisk are also available to eligible part-time positions): Opportunities for Training and Development Leadership Development Job Level Advancement (ability to move up in your position through training and development) Tuition Reimbursement 32 Hours Volunteer Paid Time Off Paid Time Off - starting at 4 weeks per year for FT; prorated for PT Medical Dental Vision Employer paid Life Insurance/AD&D Employer paid Disability Insurance Retirement Plan - Employer match up to 4%, eligible for annual profit sharing Paid Parental Leave Bonus/Incentive Program Health and Wellness Programs Pay Transparency: Salary Range: $63,318/year - $94,977/year. Salaries vary based on factors such as location, internal equity, skills, experience, education, and qualifications for the role. Total compensation package varies based on position and may include bonuses, performance-based incentives, commission, and/or discretionary bonuses. Who We Are: At Magnifi Financial, we offer a collaborative, friendly environment where we support our employee's growth and development, and create a positive work atmosphere. As a member-owned organization, we are focused on making dreams come true for our members. Our vision is enhancing the lives of members and community through strength, service and growth. Magnifi Financial has grown to more than 85,000 members, $2.4 billion in assets, over 400 employees, and over 25 branch locations throughout Minnesota. But what hasn't changed is our focus on the members and communities we serve. ACKNOWLEDGEMENT This Job Description is intended to be an accurate reflection of the principal elements of the job for which it was written. It should not be construed as a description of all requirements but merely a guideline. It will be updated from time to time to reflect changes and/or additions. One may be required to perform other duties as assigned by a supervisor or management. This job description is not a contract for employment, and either you or Magnifi Financial may terminate employment at any time, for any reason.
Blake Smith Staffing, LLC
New York, New York
Senior Analyst, Real Estate Investments & Asset Management & Portfolio Management - NYC Overview A leading institutional real estate investment organization is seeking a Senior Analyst to support asset management, portfolio analysis, and acquisition activities across a diversified commercial real estate portfolio. This role offers exposure to investment underwriting, valuation, leasing, portfolio reporting, and strategic asset-level decision-making. Key Responsibilities Support asset management initiatives across a portfolio of commercial real estate investments. Prepare investment, performance, and portfolio reports for internal stakeholders and investors. Assist with underwriting and financial analysis for prospective acquisitions and strategic investment opportunities. Participate in due diligence efforts, including market research, competitive analysis, operating reviews, tenant evaluations, and financial modeling. Maintain valuation models and perform periodic asset and portfolio valuations. Review operating budgets, forecast performance, and assist in developing business plans and hold/sell recommendations. Analyze leasing activity, tenant performance, and creditworthiness. Support financing, recapitalization, and disposition initiatives. Collaborate with professionals across investments, research, portfolio management, and capital markets to evaluate asset performance and update assumptions. Coordinate with third-party consultants and valuation professionals and review external analyses. Assist with special projects, strategic initiatives, and ad hoc reporting requests. Qualifications Bachelor's degree required; concentration in Finance, Real Estate, Economics, Accounting, or a related field preferred. Strong financial modeling and analytical skills. Advanced proficiency in Excel and Microsoft Office; experience with real estate valuation and analysis software preferred. Approximately 2 to 4 years of experience in commercial real estate, investment management, acquisitions, asset management, valuation, lending, or a related field. Knowledge of property-level financial analysis, investment underwriting, and valuation methodologies. Excellent written and verbal communication skills. Ability to manage multiple priorities and work effectively in both independent and team-oriented environments. Highly motivated, detail-oriented, and capable of meeting deadlines in a fast-paced setting. Demonstrates professionalism, integrity, and strong problem-solving abilities. Position is based in New York City with a hybrid in-office work schedule. Limited travel may be required. ARGUS required
Senior Analyst, Real Estate Investments & Asset Management & Portfolio Management - NYC Overview A leading institutional real estate investment organization is seeking a Senior Analyst to support asset management, portfolio analysis, and acquisition activities across a diversified commercial real estate portfolio. This role offers exposure to investment underwriting, valuation, leasing, portfolio reporting, and strategic asset-level decision-making. Key Responsibilities Support asset management initiatives across a portfolio of commercial real estate investments. Prepare investment, performance, and portfolio reports for internal stakeholders and investors. Assist with underwriting and financial analysis for prospective acquisitions and strategic investment opportunities. Participate in due diligence efforts, including market research, competitive analysis, operating reviews, tenant evaluations, and financial modeling. Maintain valuation models and perform periodic asset and portfolio valuations. Review operating budgets, forecast performance, and assist in developing business plans and hold/sell recommendations. Analyze leasing activity, tenant performance, and creditworthiness. Support financing, recapitalization, and disposition initiatives. Collaborate with professionals across investments, research, portfolio management, and capital markets to evaluate asset performance and update assumptions. Coordinate with third-party consultants and valuation professionals and review external analyses. Assist with special projects, strategic initiatives, and ad hoc reporting requests. Qualifications Bachelor's degree required; concentration in Finance, Real Estate, Economics, Accounting, or a related field preferred. Strong financial modeling and analytical skills. Advanced proficiency in Excel and Microsoft Office; experience with real estate valuation and analysis software preferred. Approximately 2 to 4 years of experience in commercial real estate, investment management, acquisitions, asset management, valuation, lending, or a related field. Knowledge of property-level financial analysis, investment underwriting, and valuation methodologies. Excellent written and verbal communication skills. Ability to manage multiple priorities and work effectively in both independent and team-oriented environments. Highly motivated, detail-oriented, and capable of meeting deadlines in a fast-paced setting. Demonstrates professionalism, integrity, and strong problem-solving abilities. Position is based in New York City with a hybrid in-office work schedule. Limited travel may be required. ARGUS required
Urban Redevelopment Authority of Pittsburgh
Pittsburgh, Pennsylvania
The Commercial Lending Analyst is vital to the department's loan origination and underwriting function. The Lending Analyst position is responsible for the execution of URA financing programs including sourcing clients, underwriting loans, and portfolio management. An ideal candidate will have excellent communication skills, be passionate, driven, collaborative, and dedicated to furthering Pittsburgh's economic vitality. Job title: Commercial Lending Analyst Department: Commercial and Business Lending Divisional Unit: Lending and Investments Starting Salary: $55,000-$60,000 Reports to: Commercial and Business Lending Manager Essential Functions and Responsibilities: Work with URA Business Services and partner organizations to widely promote loan programs across the city. Create connections and source deal flow throughout the City of Pittsburgh. Originate applications for financing, collect applicable information and documentation; analyze and underwrite the application; prepare and present loan proposals for internal and loan review committee review; close approved loans; and service the loan. Coordinate teamwork among URA staff, entrepreneurs and small businesses, private funders, and others. Work with the Manager of Business Lending and the URA's Legal and Compliance staff to ensure that commercial loans and grants are originated in accordance with federal tax law, applicable underwriting guidelines, the Urban Redevelopment Authority's program guidelines and all other applicable local/state and federal regulations and guidelines. Monitor the financial performance of borrowers and as necessary recommend technical assistance and loan restructuring. Facilitate URA façade program promotion, underwriting, and execution. Prepare professional correspondence, credit memos, and other documentation. Work with businesses to connect with resources and tools (both URA and non URA) including technical assistance. Represent the Commercial and Business Lending Department and its programs to external partners and the public, as requested. Work independently with general direction from the manager and director. Perform other duties as assigned. Position Requirements and Qualifications: Bachelor's Degree in business administration, economics, or entrepreneurship One (1) or more years of experience underwriting and presenting credit and risk analysis for direct lending and investment preferred. Excellent organizational skills and communication skills, including verbal, written and public speaking. Computer proficiency in Microsoft Office suite products such as word, excel, and publisher. Preferred Qualifications: Commercial underwriting experience in businesses and commercial real estate is preferred. Experience using Salesforce, WordPress, or similar software a plus. Physical Requirements: Ability to safely and successfully perform the essential job functions consistent with the ADA, including travel to County and City offices Must be able to lift and carry up to 20 lbs., standing, sitting, reaching and stretching. Must be able to talk, listen and speak clearly on telephone. Disclaimers: The URA is an equal opportunity affirmative action employer. All qualified applicants will receive consideration without regard to race, religion, color, gender, age, national origin, ancestry, disability, sexual orientation, g ender identity/expression, political, and/or union affiliation. AN APPLICANT MUST BE A CITY OF PITTSBURGH RESIDENT OR BECOME ONE AS A CONDITION OF EMPLOYMENT AT THE URA. PM22 Compensation details: 0 Yearly Salary PI6859d2aaf93f-0333
The Commercial Lending Analyst is vital to the department's loan origination and underwriting function. The Lending Analyst position is responsible for the execution of URA financing programs including sourcing clients, underwriting loans, and portfolio management. An ideal candidate will have excellent communication skills, be passionate, driven, collaborative, and dedicated to furthering Pittsburgh's economic vitality. Job title: Commercial Lending Analyst Department: Commercial and Business Lending Divisional Unit: Lending and Investments Starting Salary: $55,000-$60,000 Reports to: Commercial and Business Lending Manager Essential Functions and Responsibilities: Work with URA Business Services and partner organizations to widely promote loan programs across the city. Create connections and source deal flow throughout the City of Pittsburgh. Originate applications for financing, collect applicable information and documentation; analyze and underwrite the application; prepare and present loan proposals for internal and loan review committee review; close approved loans; and service the loan. Coordinate teamwork among URA staff, entrepreneurs and small businesses, private funders, and others. Work with the Manager of Business Lending and the URA's Legal and Compliance staff to ensure that commercial loans and grants are originated in accordance with federal tax law, applicable underwriting guidelines, the Urban Redevelopment Authority's program guidelines and all other applicable local/state and federal regulations and guidelines. Monitor the financial performance of borrowers and as necessary recommend technical assistance and loan restructuring. Facilitate URA façade program promotion, underwriting, and execution. Prepare professional correspondence, credit memos, and other documentation. Work with businesses to connect with resources and tools (both URA and non URA) including technical assistance. Represent the Commercial and Business Lending Department and its programs to external partners and the public, as requested. Work independently with general direction from the manager and director. Perform other duties as assigned. Position Requirements and Qualifications: Bachelor's Degree in business administration, economics, or entrepreneurship One (1) or more years of experience underwriting and presenting credit and risk analysis for direct lending and investment preferred. Excellent organizational skills and communication skills, including verbal, written and public speaking. Computer proficiency in Microsoft Office suite products such as word, excel, and publisher. Preferred Qualifications: Commercial underwriting experience in businesses and commercial real estate is preferred. Experience using Salesforce, WordPress, or similar software a plus. Physical Requirements: Ability to safely and successfully perform the essential job functions consistent with the ADA, including travel to County and City offices Must be able to lift and carry up to 20 lbs., standing, sitting, reaching and stretching. Must be able to talk, listen and speak clearly on telephone. Disclaimers: The URA is an equal opportunity affirmative action employer. All qualified applicants will receive consideration without regard to race, religion, color, gender, age, national origin, ancestry, disability, sexual orientation, g ender identity/expression, political, and/or union affiliation. AN APPLICANT MUST BE A CITY OF PITTSBURGH RESIDENT OR BECOME ONE AS A CONDITION OF EMPLOYMENT AT THE URA. PM22 Compensation details: 0 Yearly Salary PI6859d2aaf93f-0333