Chime

A leading financial technology company in San Francisco seeks a Senior Security Engineer to lead their Offensive Security program. You will attack services and infrastructure to uncover vulnerabilities, collaborate with various teams, and drive security improvements. Ideal candidates should have over 4 years of experience in offensive security and demonstrate technical leadership in a fast-paced environment.

A leading financial technology company based in Chicago is seeking a Senior Engineer to design and implement backend systems for real-time decisioning. The position offers a competitive salary starting at $157,590 and includes a variety of perks like hybrid work, generous parental leave, and wellness stipends. Ideal candidates will have experience with Ruby on Rails and transactional databases. Join a dynamic team dedicated to helping others achieve financial progress.

As a Trust & Safety Product Analyst, you will have the opportunity to develop, test, launch and scale member banking experience products that build security awareness and adoption, keeping our members and Chime safe. Trust & Safety organization's mission is to make Chime the most trusted financial partner by safeguarding member assets, ensuring regulatory excellence, and enhancing the tools and processes that protect our community, while delivering a seamless experience that works reliably for our members. Through experimentation, user behavioral analysis, sophisticated statistical and data science modeling, and dashboards development, you will surface product insights and recommendations that will increase engagement, and retention of our members. In this role, you will work closely with product managers, risk, engineers, product & lifecycle marketing, and operational stakeholders to foster a data-driven product development culture, advise our product roadmaps, and build a deep understanding of member behavior. The base salary offered for this role and level of experience will begin at $140,670.00 and up to $195,400.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Partner widely with product, engineering, research, and design to translate your insights to guide product development. You'll use data to help the organization understand how members are interacting with Chime and convert that to business and experience implications. Lead experimentation by providing mentorship on how they should be run, defining success metrics and data requirements, evaluating impact, and providing strategic direction. Drive roadmap, analysis and metric ideation, and strategic discussions with stakeholders. Keep a pulse on performance metrics and KPIs. You will be positioned to have a view of the business, product, and member base and encouraged to understand and explain trends. Foster a data-driven, test-and-learn culture with your passion for telling stories with data - not only surfacing insights but also presenting those insights and recommendations to encourage and inspire change. Collaborate with analysts and other functions to help bridge business questions and technical (data / computational) solutions. To thrive in this role, you have 5-7 years in data-focused roles (post-internship), building analytical infrastructure and data tools that support a wide audience and facilitate decisions of trade-offs. B2C product analytics and FinTech experience preferred. Experience leading experimentation, statistical analysis, and sophisticated measurement (e.g. causal inference) E2E to guide decision making. Expertise in SQL - you innately translate business questions to queries, understand the edge cases of joins, and can explore a warehouse to find data most appropriate to the problem. Familiarity in R or python - you write reproducible code and have a tendency toward automation. Hands-on experience with BI/Visualization tools (Looker, Tableau, PowerBI, etc). Experience building metric frameworks to understand user behaviors. Ability to think holistically to solve business problems at hand and navigate through ambiguity. Excellent stakeholder management skills, with a record of working cross-functionally to achieve results. A focus on impact - you don't stop with just recommendations but ensure to see work through to changing the business. A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank -on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust-so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall-our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't-who will? Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees ? Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates. ? In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute ? Competitive salary based on experience 401k match plus great medical, dental, vision, life, and disability benefits ? Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off ? 1% of your time off to support local community organizations of your choice ? Annual wellness stipend to use towards eligible wellness related expenses ? Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents ? Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. ? In-person and virtual events to connect with your fellow Chimers-think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! ? A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress Perks also available to Chime Interns. We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: .

About The Role We are looking for a Software Engineer to help build our new financial platform that is highly reliable, scalable, and will serve as the backbone for Chime. This platform will power the most important financial activities that millions of Chime members undertake every day. You will ensure that we build the highest levels of trust with our members by making our platform lightning fast, available, secure, resilient and auditable. This is an exciting opportunity to be an invaluable member of a strategically important initiative for Chime. The base salary offered for this role and level of experience will begin at $125,640 and up to $174,500. Full time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Design, develop, test, and deploy components of a new financial platform Deliver secure, reliable, and high performance infrastructure and APIs Work with our infrastructure engineering team to minimize the operational overhead of production systems you deploy Develop thoroughly tested code and conduct quality assurance on all new code alongside our QA team Learn and execute on agile methodologies, follow a test driven development approach Be on an on call rotation to address any issues with the platform To thrive in this role, you have Must have experience in Go Experience in additional backend languages such as Ruby, Java and Python is preferred Have 4+ years of engineering experience Have contributed to the development of backend systems Experience in payment processing systems Take a rigorous approach to testing backed development Experience with AWS or other cloud platforms, Cloud Native technology, No SQL Databases as a bonus Have an understanding of architectural patterns of large, mission critical production services as a bonus Have worked in continuous integration/deployment environments as a bonus A Little About Us At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank-on the premise that core banking services should be helpful, easy, and free. Through our user friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out hustle and out execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust-so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall-our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't-who will? Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What We Offer For Our Full time, Regular Employees Our in office work policy is designed to keep you connected-four days a week in the office and Fridays from home for those near one of our offices, plus team and company wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates. In office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute. Competitive salary based on experience. 401(k) match plus great medical, dental, vision, life, and disability benefits. Generous vacation policy and company wide Chime Days, bonus company wide paid days off. 1% of your time off to support local community organizations of your choice. Annual wellness stipend to use toward eligible wellness related expenses. Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non birthing parents. Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. In person and virtual events to connect with your fellow Chimers-think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes. A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress. Perks also available to Chime interns. We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: . To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.

A financial technology company in San Francisco is seeking a Software Engineer to help build a reliable and scalable financial platform. This position involves designing and developing components, delivering secure infrastructure, and leveraging backend programming languages like Go, Ruby, Java, and Python. The ideal candidate has 4+ years of engineering experience and expertise in payment processing systems. A hybrid work model is offered.

A financial technology company is seeking an early-career Product Security Engineer to join their team in San Francisco. The role focuses on developing automation, managing security vulnerabilities, and applying AI tools in real-time security scenarios. Candidates should have 1-3 years of relevant experience, practical coding skills (Go, Python, Ruby), and familiarity with AWS. This position offers a competitive salary starting at $125,640, with bonuses and equity opportunities.

Join to apply for the Product Security Engineer role at Chime About The Role We are looking for an early-career Security Engineer to join our Product Security team, someone who has a builder's mindset, is eager to learn, and is excited to contribute to both planned initiatives and dynamic, real-time security needs with enough guidance and mentorship. In this role, you'll be part of a hands-on security team working across Infrastructure, Application, and Enterprise Security where responsibilities sometimes overlap. You'll contribute to the design and implementation of security controls and solutions, review technical designs, and respond to findings from security researchers and penetration testers. You'll also write code and build automation, using AI tools to help accelerate your work and strengthen security practices. Along the way, you'll gain exposure to a wide range of security challenges that will accelerate your growth as a security engineer. The base salary offered for this role and level of experience will begin at $125,640 and up to $174,500. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. In this role, you can expect to Develop assistive automation and workflows to streamline the detection and reporting of security findings Contribute to tracking and remediation of discovered security vulnerabilities Participate in projects that reduce security risks and attack surface within our infrastructure and corporate applications Get the opportunity to use top-notch AI systems in your daily work and play a role in strengthening their security To begin in this role, you have 1-3 years of experience in a security role, or in a development role with a focus on or enthusiasm for security Flexibility and a willingness to take on a variety of tasks in different security domains Practical coding experience preferably in Go, Python, or Ruby Hands-on experience with AWS and ideally GCP Exposure to cloud and application security concepts Experience with Terraform (a plus) A Little About Us At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank -on the premise that core banking services should be helpful, easy, and free. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances.

A financial technology company in San Francisco seeks a Trust & Safety Product Analyst to develop and analyze member banking products. The role involves collaborating with product teams, leading data-driven experiments, and enhancing member safety and experience. Candidates should have 5-7 years in data analytics, expertise in SQL, and be familiar with tools like R and BI visualization software. A generous compensation package and benefits are included, reflecting the competitive landscape of the FinTech industry.

As a Spending Product Analyst, you will have the opportunity to develop, test, launch and scale member banking experience products that build products that make Chime banking the best place to spend, save and invest. Spending XFN organization's mission is to deliver industry-leading spending products that members want to keep top of wallet. Our spending products help our members spend and manage their money, offering unmatched simplicity, rewards, and tools that bring them financial progress. Through experimentation, user behavioral analysis, sophisticated statistical and data science modeling, and dashboards development, you will surface product insights and recommendations that will increase engagement, and retention of our members. In this role, you will work closely with product managers, risk, engineers, product & lifecycle marketing, and operational stakeholders to foster a data-driven product development culture, advise our product roadmaps, and build a deep understanding of member behavior. The base salary offered for this role and level of experience will begin at $140,670.00 and up to $195,400.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to Partner widely with product, engineering, research, and design to translate your insights to guide product development. You'll use data to help the organization understand how members are interacting with Chime and convert that to business and experience implications. Lead experimentation by providing mentorship on how they should be run, defining success metrics and data requirements, evaluating impact, and providing strategic direction. Drive roadmap, analysis and metric ideation, and strategic discussions with stakeholders. Keep a pulse on performance metrics and KPIs. You will be positioned to have a view of the business, product, and member base and encouraged to understand and explain trends. Foster a data-driven, test-and-learn culture with your passion for telling stories with data - not only surfacing insights but also presenting those insights and recommendations to encourage and inspire change. Collaborate with analysts and other functions to help bridge business questions and technical (data / computational) solutions. To thrive in this role, you have 5-7 years in data-focused roles (post-internship), building analytical infrastructure and data tools that support a wide audience and facilitate decisions of trade-offs. B2C product analytics and FinTech experience preferred. Experience leading experimentation, statistical analysis, and sophisticated measurement (e.g. causal inference) E2E to guide decision making. Expertise in SQL - you innately translate business questions to queries, understand the edge cases of joins, and can explore a warehouse to find data most appropriate to the problem. Familiarity in R or python - you write reproducible code and have a tendency toward automation. Hands-on experience with BI/Visualization tools (Looker, Tableau, PowerBI, etc). Experience building metric frameworks to understand user behaviors. Ability to think holistically to solve business problems at hand and navigate through ambiguity. Excellent stakeholder management skills, with a record of working cross-functionally to achieve results. A focus on impact - you don't stop with just recommendations but ensure to see work through to changing the business. A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank -on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust-so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall-our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't-who will? Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees ? Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you're coming in regularly or are part of our fully remote program, you'll stay engaged with your work and teammates. ? In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute ? Competitive salary based on experience 401k match plus great medical, dental, vision, life, and disability benefits ? Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off ? 1% of your time off to support local community organizations of your choice ? Annual wellness stipend to use towards eligible wellness related expenses ? Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents ? Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more. ? In-person and virtual events to connect with your fellow Chimers-think cooking classes, guided meditations, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too! ? A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress Perks also available to Chime Interns. We know that great work can't be done without a diverse team and inclusive environment. That's why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: . Interested in building your career at Chime Financial, Inc? Get future opportunities sent straight to your email.