Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For We are looking for a QA Engineer II to focus on solutions for our AI Transformation team. You will work in-office at least four days per week at our Fort Lee, New Jersey headquarters. With guidance from your Engineering Manager and a Senior Software Engineer, you will collaborate closely with an AI strategy team and collaborate face-to-face with business stakeholders to deeply understand their problems, and cut through surface-level descriptions to identify root challenges. The ideal candidate is a collaborative engineer with experience testing reliable, performant, and scalable services. Responsibilities: Collaborate with internal teams to perform manual and automated testing across our AI Transformation team Contribute to building and maintaining test automation across critical business domains Participate in planning, triage, and prioritization of testing activities Write and execute test cases for functional, regression, and API testing Identify, document, and track defects through resolution Actively contribute to a collaborative, quality-focused culture within the team Qualifications: 3+ years of experience in quality assurance and test automation Working knowledge of C# Working Knowledge of Python experience with Specflow/Reqnroll is a plus 1+ years of experience with SQL 1+ years of experience testing RESTful APIs Familiarity with CI/CD pipelines and version control (e.g., Git) Familiarity with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor) Curiosity about AI Technologies and an AI Builder Mindeset - Advantage Strong analytical and communication skills Experience working in banking, finance, crypto, or fintech is helpful but not required Salary Range: $110,000.00 - $140,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
09/25/2026
Full time
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For We are looking for a QA Engineer II to focus on solutions for our AI Transformation team. You will work in-office at least four days per week at our Fort Lee, New Jersey headquarters. With guidance from your Engineering Manager and a Senior Software Engineer, you will collaborate closely with an AI strategy team and collaborate face-to-face with business stakeholders to deeply understand their problems, and cut through surface-level descriptions to identify root challenges. The ideal candidate is a collaborative engineer with experience testing reliable, performant, and scalable services. Responsibilities: Collaborate with internal teams to perform manual and automated testing across our AI Transformation team Contribute to building and maintaining test automation across critical business domains Participate in planning, triage, and prioritization of testing activities Write and execute test cases for functional, regression, and API testing Identify, document, and track defects through resolution Actively contribute to a collaborative, quality-focused culture within the team Qualifications: 3+ years of experience in quality assurance and test automation Working knowledge of C# Working Knowledge of Python experience with Specflow/Reqnroll is a plus 1+ years of experience with SQL 1+ years of experience testing RESTful APIs Familiarity with CI/CD pipelines and version control (e.g., Git) Familiarity with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor) Curiosity about AI Technologies and an AI Builder Mindeset - Advantage Strong analytical and communication skills Experience working in banking, finance, crypto, or fintech is helpful but not required Salary Range: $110,000.00 - $140,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's AI Transformation team is a newly formed group of problem solvers passionate about bridging the gap between cutting-edge AI capabilities and real-world business needs. Based in-office at our Fort Lee, New Jersey headquarters, we work face-to-face with stakeholders across the organization to identify opportunities, adopt and adapt AI tools, and build sustainable solutions. Our mission is to bring AI-powered solutions to life, ensure they are maintainable, auditable, and resilient, and to continuously leverage advances in AI technologies for the benefit of the business. What We're Looking For We are looking for a Software Engineer II to focus on solutions for our AI Transformation team. You will work in-office at least four days per week at our Fort Lee, New Jersey headquarters. With guidance from your Engineering Manager and a Senior Software Engineer, you will collaborate closely with an AI strategy team and collaborate face-to-face with business stakeholders to deeply understand their problems, cut through surface-level descriptions to identify root challenges, and write the code that solves real problems. You will work closely with other software and QA engineers in and outside of your team. We are looking for someone who has worked within ambiguity, and seeks out and applies strong engineering disciplines to deliver sustainable, AI-centered or augmented outcomes. Responsibilities: Design, develop, and deliver scalable software modules and components Build backend systems using a mix of technologies. Languages may include C# (.NET 10), Python, and JavaScript/TypeScript. Databases may include PostgreSQL and SQL Server. Infrastructure includes AWS, Docker, and Kubernetes Implement, test, and iterate on software solutions that address both short-term and long-term considerations with a maintainable, sustainable mindset Qualifications: 4+ years of experience developing enterprise systems in modern, current object-oriented languages, with at least 2+ years of C# 2+ years of experience with SQL, preferably PostgreSQL or SQL Server Experience working with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor) Database persistence frameworks (e.g. nHibernate, Entity Framework) Strong communication skills Experience or understanding of Domain Driven Design Cloud Architecture - preferably AWS Docker / Containers Financial industry / accounting experience or understanding is helpful, but not required Experience designing and developing distributed systems and event driven architecture is preferred. Ideally with understanding or exposure to: MassTransit or NServiceBus RabbitMQ Idempotency Salary Range: $130,000.00 - $170,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
09/23/2026
Full time
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. About Our Team Cross River's AI Transformation team is a newly formed group of problem solvers passionate about bridging the gap between cutting-edge AI capabilities and real-world business needs. Based in-office at our Fort Lee, New Jersey headquarters, we work face-to-face with stakeholders across the organization to identify opportunities, adopt and adapt AI tools, and build sustainable solutions. Our mission is to bring AI-powered solutions to life, ensure they are maintainable, auditable, and resilient, and to continuously leverage advances in AI technologies for the benefit of the business. What We're Looking For We are looking for a Software Engineer II to focus on solutions for our AI Transformation team. You will work in-office at least four days per week at our Fort Lee, New Jersey headquarters. With guidance from your Engineering Manager and a Senior Software Engineer, you will collaborate closely with an AI strategy team and collaborate face-to-face with business stakeholders to deeply understand their problems, cut through surface-level descriptions to identify root challenges, and write the code that solves real problems. You will work closely with other software and QA engineers in and outside of your team. We are looking for someone who has worked within ambiguity, and seeks out and applies strong engineering disciplines to deliver sustainable, AI-centered or augmented outcomes. Responsibilities: Design, develop, and deliver scalable software modules and components Build backend systems using a mix of technologies. Languages may include C# (.NET 10), Python, and JavaScript/TypeScript. Databases may include PostgreSQL and SQL Server. Infrastructure includes AWS, Docker, and Kubernetes Implement, test, and iterate on software solutions that address both short-term and long-term considerations with a maintainable, sustainable mindset Qualifications: 4+ years of experience developing enterprise systems in modern, current object-oriented languages, with at least 2+ years of C# 2+ years of experience with SQL, preferably PostgreSQL or SQL Server Experience working with AI assistive and agentic code generation (e.g. Copilot, Claude Code, Cursor) Database persistence frameworks (e.g. nHibernate, Entity Framework) Strong communication skills Experience or understanding of Domain Driven Design Cloud Architecture - preferably AWS Docker / Containers Financial industry / accounting experience or understanding is helpful, but not required Experience designing and developing distributed systems and event driven architecture is preferred. Ideally with understanding or exposure to: MassTransit or NServiceBus RabbitMQ Idempotency Salary Range: $130,000.00 - $170,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River Bank is seeking a Senior Full Stack Engineer who thrives at the intersection of intelligent systems and polished product experiences. You'll work across the entire stack from designing React interfaces that surface AI capabilities to engineers and end users, to building the Python and Node.js services that power our LLM-based Agentic platform. A key part of this role is hands-on experience with designing, building, and integrating MCP servers that connect our AI agents to internal tools, financial data systems, and third-party APIs. You'll collaborate closely with product, compliance, and cross-functional engineering teams to build financial technology that's fast, secure, and genuinely intelligent. Responsibilities: Design, build, and continuously improve our LLM-based Agentic platform. Own end-to-end architecture decisions from model orchestration and prompt design to retrieval pipelines, tool-calling patterns, and evaluation frameworks. Architect and build high-performance services in Python and/or Node.js. Design systems for extreme speed, reliability, and real-time data processing under high traffic conditions. Design and maintain MCP servers that give AI agents structured, secure access to internal banking systems, external APIs, databases, and developer tools making Agentic platform composable and extensible by design. Build intuitive React interfaces that expose AI capabilities like chat interfaces, agentic dashboards, real-time streaming UIs, and internal tooling. Own state management patterns and component architecture at scale. Partner with product managers, business stakeholders, compliance, and engineering teams to translate vision into scalable technical requirements and roadmaps. Design and ensure the platform meets enterprise-grade security and financial regulatory standards. Actively upskill fellow engineers on full-stack best practices, LLM integration patterns, and production of AI systems. Help define coding standards and contribute to a culture of engineering excellence. Evaluate emerging models, frameworks, and tooling. Prototype and integrate the most impactful advances into our platform and internal developer productivity tooling. Qualifications: Hands-on production experience with Large Language Models, prompt engineering, RAG workflows, agent frameworks, and LLM evaluation strategies. Experience building and consuming MCP servers. 5+ years of professional software development with a proven record on complex full-stack systems. Experience with modern JavaScript (ES6+), React, state management (Redux, Zustand, or similar) at scale. Hands-on experience architecting on AWS (DynamoDB, S3, RDS, Lambda, and API Gateway). Knowledge of Infrastructure as Code (Terraform) is a plus. Deep understanding of TDD, CI/CD pipelines, and Agile/Scrum leadership. Ability to debug problems across distributed systems and optimize bottlenecks in real-time data flows. Great communicator with the ability to influence technical direction and manage stakeholder expectations. Salary Range: $160,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
09/23/2026
Full time
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. What We're Looking For Cross River Bank is seeking a Senior Full Stack Engineer who thrives at the intersection of intelligent systems and polished product experiences. You'll work across the entire stack from designing React interfaces that surface AI capabilities to engineers and end users, to building the Python and Node.js services that power our LLM-based Agentic platform. A key part of this role is hands-on experience with designing, building, and integrating MCP servers that connect our AI agents to internal tools, financial data systems, and third-party APIs. You'll collaborate closely with product, compliance, and cross-functional engineering teams to build financial technology that's fast, secure, and genuinely intelligent. Responsibilities: Design, build, and continuously improve our LLM-based Agentic platform. Own end-to-end architecture decisions from model orchestration and prompt design to retrieval pipelines, tool-calling patterns, and evaluation frameworks. Architect and build high-performance services in Python and/or Node.js. Design systems for extreme speed, reliability, and real-time data processing under high traffic conditions. Design and maintain MCP servers that give AI agents structured, secure access to internal banking systems, external APIs, databases, and developer tools making Agentic platform composable and extensible by design. Build intuitive React interfaces that expose AI capabilities like chat interfaces, agentic dashboards, real-time streaming UIs, and internal tooling. Own state management patterns and component architecture at scale. Partner with product managers, business stakeholders, compliance, and engineering teams to translate vision into scalable technical requirements and roadmaps. Design and ensure the platform meets enterprise-grade security and financial regulatory standards. Actively upskill fellow engineers on full-stack best practices, LLM integration patterns, and production of AI systems. Help define coding standards and contribute to a culture of engineering excellence. Evaluate emerging models, frameworks, and tooling. Prototype and integrate the most impactful advances into our platform and internal developer productivity tooling. Qualifications: Hands-on production experience with Large Language Models, prompt engineering, RAG workflows, agent frameworks, and LLM evaluation strategies. Experience building and consuming MCP servers. 5+ years of professional software development with a proven record on complex full-stack systems. Experience with modern JavaScript (ES6+), React, state management (Redux, Zustand, or similar) at scale. Hands-on experience architecting on AWS (DynamoDB, S3, RDS, Lambda, and API Gateway). Knowledge of Infrastructure as Code (Terraform) is a plus. Deep understanding of TDD, CI/CD pipelines, and Agile/Scrum leadership. Ability to debug problems across distributed systems and optimize bottlenecks in real-time data flows. Great communicator with the ability to influence technical direction and manage stakeholder expectations. Salary Range: $160,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. Responsibilities: Build complex multi-agent AI agents that are highly scalable Work with LLMs, embedding models, and Retrieval-Augmented Generation (RAG) system Engineer and refine prompts to enhance AI performance and output quality Deploy and scale AI solutions using AWS (Lambda, cloud services) and modern architectures Ensure AI applications align with ethical standards, data privacy, and real-world scalability Develop, fine-tune, and optimize generative AI models using TensorFlow, PyTorch, or Hugging Face Requirements: Work with current state of the art LLMs and embedding models Experience building agentic AI systems Experience with debugging traces of LLM calls to identify errors/optimizations Experience with building Retrieval-Augmented Generation (RAG) systems Engineer and refine prompts to enhance AI performance and output quality Knowledge of extracting structured outputs from LLMs Experience using LLM APIs, embedding models, and RAG-based AI architectures Strong skills in Python, AI model deployment, and AWS services (Lambda preferred) Knowledge of LangChain, Pydantic, and scalable AI workflows Proficiency in prompt engineering and optimization techniques Some UI/UX experience is a plus Qualifications: Minimum 5 years of experience in AI/ML development and data engineering Proficiency in programming languages Python Strong experience with machine learning frameworks (TensorFlow, PyTorch, Scikit-learn) Hands-on experience with data engineering tools like Apache Spark, Apache NiFi, Airflow, or similar Expertise in handling large-scale datasets and implementing ETL/ELT pipelines Experience with cloud platforms (AWS, Azure) and containerization technologies (Docker, Kubernetes) Knowledge of database technologies (SQL, NoSQL, Data Lakes, Data Warehouses) Preferred Qualifications: Experience in NLP, Generative AI, or deep learning models Proven track record of deploying AI solutions at scale Research background in generative AI models Ability to integrate code into real world application Understanding AI ethics, bias mitigation, and responsible AI principles Prior experience in the financial or banking sector is a plus Salary Range: $160,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
09/23/2026
Full time
Who We Are Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe. Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance. Responsibilities: Build complex multi-agent AI agents that are highly scalable Work with LLMs, embedding models, and Retrieval-Augmented Generation (RAG) system Engineer and refine prompts to enhance AI performance and output quality Deploy and scale AI solutions using AWS (Lambda, cloud services) and modern architectures Ensure AI applications align with ethical standards, data privacy, and real-world scalability Develop, fine-tune, and optimize generative AI models using TensorFlow, PyTorch, or Hugging Face Requirements: Work with current state of the art LLMs and embedding models Experience building agentic AI systems Experience with debugging traces of LLM calls to identify errors/optimizations Experience with building Retrieval-Augmented Generation (RAG) systems Engineer and refine prompts to enhance AI performance and output quality Knowledge of extracting structured outputs from LLMs Experience using LLM APIs, embedding models, and RAG-based AI architectures Strong skills in Python, AI model deployment, and AWS services (Lambda preferred) Knowledge of LangChain, Pydantic, and scalable AI workflows Proficiency in prompt engineering and optimization techniques Some UI/UX experience is a plus Qualifications: Minimum 5 years of experience in AI/ML development and data engineering Proficiency in programming languages Python Strong experience with machine learning frameworks (TensorFlow, PyTorch, Scikit-learn) Hands-on experience with data engineering tools like Apache Spark, Apache NiFi, Airflow, or similar Expertise in handling large-scale datasets and implementing ETL/ELT pipelines Experience with cloud platforms (AWS, Azure) and containerization technologies (Docker, Kubernetes) Knowledge of database technologies (SQL, NoSQL, Data Lakes, Data Warehouses) Preferred Qualifications: Experience in NLP, Generative AI, or deep learning models Proven track record of deploying AI solutions at scale Research background in generative AI models Ability to integrate code into real world application Understanding AI ethics, bias mitigation, and responsible AI principles Prior experience in the financial or banking sector is a plus Salary Range: $160,000.00 - $200,000.00 Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need. By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.