SoFi

Join to apply for the Senior Software Engineer, ML Platform role at SoFi 1 day ago Be among the first 25 applicants Join to apply for the Senior Software Engineer, ML Platform role at SoFi Get AI-powered advice on this job and more exclusive features. This range is provided by SoFi. Your actual pay will be based on your skills and experience - talk with your recruiter to learn more. Base pay range $128,000.00/yr - $240,000.00/yr Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The role: At SoFi, our mission is to help people achieve financial independence and realize their ambitions. Within FROST (Fraud, Risk, Operations & Support Technology), we are seeking a Senior Software Engineer to join the Machine Learning Platform team. This team's charter is to build an enterprise-grade ML platform that not only powers SoFi's fraud detection and risk mitigation use cases, but also provides scalable, self-serve capabilities that can be leveraged by teams across the company. The landscape of artificial intelligence and machine learning is evolving rapidly, and SoFi is at the forefront of applying these technologies to protect our members and enable smarter financial services. Our ML Platform team plays a critical role in accelerating model development, deployment, and monitoring, empowering data scientists and engineers to innovate with speed while ensuring compliance, scalability, and reliability. As a Senior Software Engineer on the ML Platform team, you will help design and build the foundation for SoFi's ML ecosystem. You will develop services, frameworks, and tooling that support the entire ML lifecycle, from feature generation to training pipelines, batch and online inference, CI/CD integration, and monitoring. While the team focused on Fraud use cases, your work will have company-wide impact, enabling ML-driven capabilities across diverse product areas. If you are passionate about building high-scale platforms, thrive on technical challenges, and want to work at the intersection of ML, fraud prevention, and financial technology, we encourage you to apply. What you'll do: Design, build, and maintain scalable, reliable, and secure services that form the backbone of SoFi's ML Platform. Develop frameworks and tooling for feature generation, model training pipelines, batch and online inference, and real-time monitoring. Collaborate with Data Science, Risk, and Product teams to understand requirements and translate them into robust technical solutions. Participate in shaping the long-term technical architecture and platform vision for ML at SoFi. Drive operational excellence by ensuring services are observable, resilient, and cost-efficient. Contribute to and enforce engineering best practices including CI/CD, testing, and code quality. Mentor and support junior engineers, helping foster a culture of growth, innovation, and accountability. Proactively generate ideas for new capabilities and improvements to empower SoFi's ML practitioners. What you'll need: Bachelor's Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience. 4+ years programming experience, ideally on a modern tech stack. Experience building and maintaining distributed systems or microservices at scale. Strong understanding of data infrastructure and working with relational databases (e.g., PostgreSQL) and/or big data systems. Hands-on experience with cloud platforms (AWS preferred) and containerization (Docker, Kubernetes). Familiarity with ML workflows, including model training, batch/online inference, or feature pipelines. Strong sense of ownership; ability to take a project from inception to production. Experience collaborating in agile teams with Git, code reviews, and CI/CD pipelines. Commitment to operational excellence, with experience in observability and monitoring (e.g., DataDog). Nice to have: Experience with ML frameworks and/or feature platforms (SageMaker, Flink, Spark, TensorFlow, PyTorch, etc.). Strong proficiency in Java and/or Kotlin. Experience scaling highly available, mission-critical systems. Familiarity with fraud detection, risk management, or financial services domains. Experience mentoring engineers and contributing to technical culture. Interest in personal finance and helping people achieve financial independence. Compensation And Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email . Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.Seniority level Seniority levelNot Applicable Employment type Employment typeFull-time Job function Job functionEngineering and Information Technology Referrals increase your chances of interviewing at SoFi by 2x Get notified about new Senior Software Engineer jobs in San Francisco, CA. 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A modern financial services company in San Francisco is seeking a Staff Software Engineer to lead the development of innovative crypto products. The ideal candidate will have a Bachelor's degree in a technical field and over 8 years of programming experience. You will work closely with product teams, mentor other engineers, and influence product architecture. This is an on-site position with a dynamic team focused on delivering scalable services and impactful features.

Software Engineering Manager, Web Acquisition We are seeking an Engineering Manager to lead our Web Acquisition team responsible for SoFi's logged out web experiences on You will work in a highly collaborative environment, engaging closely with cross functional Product, Design, and Engineering teams. This team builds and operates the platforms and user experiences that introduce prospective members to SoFi, communicate our value proposition, and drive efficient, high quality member acquisition. Base pay range $153,600.00/yr - $264,000.00/yr The Role In this role, you will collaborate with Product and Design to deliver performant, scalable, and experiment driven web experiences across critical acquisition funnels. You will drive unparalleled member growth by showcasing benefits, rewards, and personalized information to those who express interest in banking with SoFi. You will be accountable for project execution, delivery, and team health, while collaborating with partner teams across Growth, Marketing, and Platform to ensure alignment and impact. As an engineering manager, you will own technical planning, roadmap, and delivery through growing a strong engineering team and leading them to ship high quality software and continuously improve reliability, performance, and developer experience. What You'll Do Lead a web engineering team through the full software development lifecycle, from planning to delivery and iteration Facilitate the definition of project scope, milestones, and priorities, and guide the team to keep on track in a fast paced environment Own the team execution and delivery of performant, reliable, and accessible web experience for logged out web on Provide hands on technical leadership, diving deep as needed to help the team resolve complex problems and unblock delivery beyond delegation alone Work with XFN partners to translate business and growth goals into clear roadmaps and technical deliverables Collaborate effectively across engineering teams and with cross functional partners and leaders Build and maintain a high performing team through hiring, coaching, feedback, and career development Foster a strong engineering culture centered on quality, ownership, learning, and collaboration Champion innovation by exploring and adopting new technologies, tools, and engineering practices that improve platform quality, developer productivity, and business outcomes What You'll Need Bachelor's Degree in Computer Science or equivalent practical experience 5+ years of experience designing, building, and operating scalable, mission critical systems 2+ years of experience managing engineers or acting as a people manager/tech lead with management responsibilities Experience in hiring, onboarding, coaching and growing engineers Strong sense of responsibility and execution, with the ability to drive projects from planning through delivery Comfort working in a collaborative, cross functional environment Experience with Agile or iterative development methodologies A growth mindset and desire to continuously learn and improve Nice to have Experience with large scale web service, CDN and SEO (i.e. Wordpress, Cloudflare). Familiarity with CMS driven websites is a plus Experience working with or leading full stack teams (backend, web, mobile) Exposure to highly regulated and consumer facing production environments Background in fintech or large scale consumer platforms Compensation And Benefits The base pay range for this role is listed above. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page. SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email . Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Overview Who we are: Shape a brighter financial future with us. Employee Applicant Privacy Notice Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are seeking a Staff Software Engineer to join our team. SoFi is building out a new team to develop crypto products and services for our members. Recent developments made a path for SoFi to begin to re-enter the space and expand on our product offerings with intuitive, secure and fully featured products across crypto Investing, Transfers, Payments, Custody and beyond. On our team, you will be in the middle of it all - implementing functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution. At SoFi, you'll become part of a new kind of finance company whose ambition is to help our members achieve financial independence and reach their goals. We aim to be at the center of our members' financial lives, and to help every member get their money right. We created student loan refinancing, addressing the biggest financial challenge of a new generation through a modern approach to lending and personal finance. Next we expanded our products and services across loans, wealth management, and insurance. SoFi has achieved significant growth, with ambitious plans ahead, but to continue this growth we need great talent. And that starts with you. What You'll Do Lead the development and testing of system components/services, code and design reviews Work closely with product and business stakeholders to gather requirements and design solutions that align with technical considerations and project timelines Shape and influence the architecture of our product Deliver highly available and scalable services in a production environment Mentor other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers What You'll Need Bachelor's Degree, ideally in a technical field, but we understand great engineers come from all sorts of different backgrounds and also consider relevant work experience 8+ years programming experience, ideally on a modern stack Our core stack is Kotlin / Spring / Elixir / PostgreSQL, but you don't have to be an expert in any of these. 6+ years programming experience in similar technologies and an understanding of relational databases and ORMs suffices Willingness to roll up your sleeves, collaborate with others and get stuff done Strong sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment (and git specifically), refining designs together, working through code reviews and managing pull requests Nice to Haves Understanding of blockchain fundamentals and distributed ledger technologies Hands-on experience working with digital assets (e.g., Bitcoin, Ethereum, stablecoins) Familiarity with custody, settlement, and clearing of crypto transactions Knowledge of crypto-specific regulatory environments (e.g., SEC, CFTC, MiCA, etc.) Exposure to crypto trading platforms, market data, and DeFi protocols Experience integrating with or building services using crypto infrastructure providers (e.g., Fireblocks, Zero Hash, Anchorage) Awareness of Web3 trends, including NFTs, DAOs, and Layer 2 solutions Prior work in or collaboration with crypto-native companies or fintechs Comfort with cryptographic concepts such as wallets, keys, and signatures Enthusiasm for the evolving digital asset ecosystem and its potential impact on financial services Compensation And Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email . Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

A leading financial services company located in San Francisco is seeking a Staff Software Engineer to play a critical role in building scalable applications. You will lead initiatives from ideation to deployment, utilizing your extensive knowledge in full-stack development, AI, and cloud-based services. The ideal candidate must have a strong background in software engineering, specifically in managing deployment pipelines and collaborating with cross-functional teams. This position offers a competitive salary and comprehensive benefits package.

Overview Who we are: Shape a brighter financial future with us. Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role: We are looking for an experienced Senior Staff Software Engineer to join our Builder Tools engineering organization with a mission to enable SoFi engineers to elegantly solve problems. In this role, you will have the opportunity to directly impact, influence and lead the direction and architecture of our AI-powered software testing experience, and elevate product reliability through testing infrastructure innovations and practices. You will get the chance to lead, define, and take on complex and interesting problems as part of a fast-paced, highly collaborative organization. The ideal candidate will be a mentor, technical leader and a team player who is hands-on and comfortable driving solutions from initial architecture to implementation and adoption with a strong sense of ownership and drive for delivery. What You'll Do: Technical leadership - Provide thought leadership for the technical strategy, design, implementation, delivery and operations for AI powered agentic testing (autonomous test generation, execution, failure remediation), and foundational test infrastructure (environment, data generation, multi tenancy). Innovate - Collaborate with cross-functional teams to drive innovation in testing enablement infrastructure, experience and tooling. Exemplary Practitioner - Be a subject matter expert in the testing domain, including outcome KPIs and metrics, and operational excellence. Mentor - Collaborate with engineers in the team, provide mentorship, and domain expertise to enhance the overall technical capabilities of the team. Continuous Improvement - Contribute to creating a culture of continuous learning, data-driven decisions and improvements. Proactively identify and manage risks. Collaborate - Build strong working relationships with coworkers and cross-organizational teams. Influence - Influence and scale the adoption of platforms, tools and best practices across the engineering organization. What You'll Need: Experience - Bachelor's or Master's degree in Computer Science, Software Engineering, or a related technical field. 8+ years software development experience. Experience developing in a cloud environment (e.g., AWS), using containers (e.g., Docker, Kubernetes), cloud-native technologies, service meshes (e.g., Istio, Envoy), CI/CD pipelines and automated testing. Expertise - Deep knowledge of testing practices for micro-services (e.g., multi tenancy, ephemeral test environment, test user and data generation techniques). Deep awareness of testing tools (e.g., Locust, Artillery), frameworks (e.g., Kotest, Mockito) and techniques (e.g., fuzz, property) 2+ years of experience using or developing AI tools (e.g., Claude Code, Prompts, Cursor), AI infrastructure (e.g., MCP, RAGs, Vector dbs), agent frameworks (e.g. Agent SDK, Langchain, Langfuse). Design - Strong understanding of software design principles, and distributed systems architecture. Problem solving - Strong problem solving and programming fundamentals (algorithms, data structures). Coding Skills - Proven coding skills (e.g., Java, Kotlin, Python) delivering large scale systems with infrastructure automation (e.g., Terraform). Project Ownership - Ability to own, manage and deliver projects from scoping through launch. Experience working with Agile development processes. Strong Interpersonal skills - Excellent written and verbal communication skills. Demonstrated ability to collaborate well with technical and non-technical members, and proven skills to operate effectively in a cross-functional team. Preferred Qualifications: Experience with security, compliance, and risk management in cloud environments. Experience with monitoring and logging (e.g. Datadog, Elastic, Coralogix). Experience with container orchestration (e.g., Docker, Kubernetes) and networking Compensation And Benefits The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location. To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page! SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email . Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.