Charles Schwab Careers

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. Joining Schwab means joining a company committed to transforming the financial industry and putting clients at the center of everything we do. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s). Schwab's AI Strategy & Transformation team, known as AI.x, is the central hub for Artificial Intelligence at Schwab. We are an integrated product, engineering, strategy and risk team, all based in San Francisco. We help set the enterprise vision for AI, invest in the most promising opportunities, and accelerate delivery across the company. We also build the core platform that powers AI at scale and explore next-generation GenAI efforts that will redefine how we serve our clients. As an AI Researcher on AI.x, you will play a key role in bringing these priorities to life by advancing cutting-edge AI research and developing innovative solutions. This role is more than a research position. It is an opportunity to join a high-profile team shaping Schwab's future with AI, to create research that matters to millions of clients, and to grow your career in one of the most exciting areas of technology today. As an AI Researcher (Azure & Copilot), you will design, investigate, and develop novel AI models and algorithms in the Microsoft Azure and Copilot ecosystem. As an expert in Microsoft Copilot, Azure AI Foundry and AI Agents, you will be developing AI agents and creating quantitative measure of the effectiveness of AI solutions. You will work closely with architects, engineers, and business leaders to align research efforts with Schwab's enterprise strategy. You will help build strong scientific practices and foster a culture of continuous learning. You will lead by example in tackling complex technical challenges, advancing research standards, and driving rapid experimentation from concept to application. Above all, you will bring curiosity, creativity, and technical depth to help shape the next generation of AI at Schwab. What you have Required Qualifications: A master's or other advanced degree in Computer Science, Mathematics, Physics or related field, or equivalent industry 7+ years of experience in AI / ML research and development using Python 7+ years of experience building data pipelines and data analyses that interface with large datasets 3 + years of experience using AI models to deliver business value Advanced expertise in Azure AI Foundry, Copilot and the full Microsoft AI ecosystem Preferred Skills: Strong data science fundamentals, including using SQL, Python data frames (e.g. pandas) and data visualization using Python Experience working with LLMs and shipping LLM-powered applications to production Ability to work across teams and functions, collaborating effectively to deliver business value Strong communication skills - you balance written and verbal communication to clearly share your perspective with others on the team. Ability to solve complex problems with ambiguous or incomplete data Experience working with and mentoring engineers, through presentations, clear feedback and code reviews Curiosity about new technologies and processes - you always seek to improve yourself and everyone around you and proactively seek and share knowledge with others on your team. Demonstrated mindset of continuous learning and improvement. Demonstrated business domain knowledge related to all products you have worked on. In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, your career is more than a job-it's an opportunity to impact the lives of millions. Innovation and creative problem solving thrive here, as we challenge conventional approaches and prioritize collaboration. We value in-person teamwork, so this role is based on-site at our San Francisco office. As part of Schwab's AI Strategy & Transformation team (AI.x), you'll join the central hub for Artificial Intelligence across the company. AI.x brings together product, engineering, strategy, and risk specialists to set enterprise AI vision, invest in transformative opportunities, and accelerate delivery organization-wide. Our team builds the scalable core platform for AI and explores next-generation GenAI initiatives that redefine client experiences. We're seeking a Senior AI Engineer who will design and deliver cutting-edge GenAI applications, enhancing the client journey and driving tangible business value. You'll collaborate closely with architects, engineers, and business leaders to align solutions with Schwab's strategic goals, and mentor junior team members-cultivating best engineering practices and a culture of continuous learning. In this pivotal role, you'll not only advance technical standards and solve complex challenges, but also lead rapid iterations from concept to production. You will bring curiosity, creativity, and technical depth to help shape the next era of AI at Schwab, with a special emphasis on site reliability, monitoring, observability, and operations. You'll ensure that the systems you build are robust, reliable, and well-monitored, implementing best practices for observability and operational excellence to maintain high performance and uptime for mission-critical AI applications. Design, build, and deliver GenAI applications that elevate client experience and generate business impact. Champion reliability, monitoring, observability, and operational best practices for AI systems and data pipelines. Collaborate with cross-functional teams to align solutions with enterprise strategy and technical standards. Mentor and coach junior engineers, fostering strong practices and continuous learning. Lead by example in solving complex technical challenges and driving rapid iteration from concept to deployment. Implement and maintain monitoring, alerting, and incident response frameworks to ensure system health and reliability. Advance engineering standards, focusing on operational excellence and quality across all deliverables. What you have Required Qualifications 8+ years of software development experience, with 4+ years as a hands-on senior engineer in startups and/or large organizations. Bachelor's degree in Computer Science or related field. 5+ years building complex products from scratch, running them in production, and ensuring operational reliability. 3+ years building applications leveraging AI models for measurable business impact. 3+ years developing applications and data pipelines interfacing with large datasets. 3+ years working with containers and cloud-native applications, operationalizing them in the public cloud with infrastructure as code. Preferred Qualifications Strong computer science fundamentals and experience across the tech stack. Experience with proprietary or open-source LLMs (e.g., Gemini, Claude, OpenAI) and deploying LLM-powered applications to production. Commitment to quality-driving high standards and writing tests at all levels. Experience writing and running evaluations for quality and consistency in LLM-generated output. Strong written and verbal communication skills to clearly convey ideas and feedback. Mentoring junior engineers and supporting their technical growth through code reviews and guidance. Mindset of continuous learning and improvement. Ability to solve complex problems with ambiguous or incomplete data in distributed systems. Demonstrated business domain knowledge relevant to previous products. Curiosity about new technologies and processes, proactively sharing knowledge and seeking improvement. Experience with Python and front-end development preferred but not required. Master's or advanced degree in Computer Science or related field. In addition to the salary range, this role is eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and the value of working together in person. As a result, this role is based on-site in either our Southlake or Austin office. Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we're shaping the future of how people experience financial well-being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast-growing, high-impact business where scale meets purpose-where your work directly influences how people plan, save, invest, and succeed. As a key growth engine for the firm, we're investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise-supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what's next for workplace financial services. If you're energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you'll find your place here. In this role, you will help design and build scalable platforms supporting critical workplace applications such as Equity Administration, PCRA, and Retirement Plan Services. You will contribute to modernization initiatives, API and platform enhancements, system performance improvements, and the evolution of legacy components-all while championing high-quality, secure, and resilient engineering practices. Key Responsibilities Build and enhance scalable .NET services and applications supporting millions of workplace participants. Contribute to modernization work, including API development, microservices, and cloud-ready architectures. Improve platform reliability, performance, and overall health through engineering best practices. Support risk mitigation and compliance through remediation of legacy components and uplift efforts. Leverage AI-enabled tools and modernization patterns to enhance development quality and efficiency. Work within an Agile/SAFe environment, collaborating cross-functionally with product, engineering, and business partners. Participate as an influencer-helping shape technical direction and advocating for scalable, secure, and inclusive engineering solutions. tech What you have Required Qualifications 4+ years of related experience required (using C# and .NET (.NET Core / .NET 6+); BS/MS degree preferred or equivalent experience. Experience building RESTful APIs using ASP.NET Core. Working knowledge of microservices, distributed systems, and containerization (e.g., Docker, Kubernetes). Experience with SQL Server or other relational databases and ORM frameworks such as Entity Framework Core. Familiarity with cloud platforms (AWS, Azure, or GCP) and cloud-native concepts. Experience working in Agile/SAFe methodologies and contributing within SCRUM teams. Exposure to CI/CD practices, DevOps tooling, automation, and secure coding practices. Ability to collaborate effectively with cross-functional partners, communicate technical concepts clearly, and align solutions with business needs. Strong problem-solving skills with the ability to learn new technologies quickly. Preferred Qualifications Experience providing technical leadership, mentorship, or serving as a feature lead. Hands-on work in modernization projects (APIs, microservices, cloud migration, platform uplift). Exposure to enterprise-scale, highly available systems. Additional depth with cloud platforms (GCP preferred), Kubernetes, or distributed event-based architectures. Experience with DevOps automation tooling and advanced CI/CD patterns. Working knowledge of application security, performance tuning, and monitoring/observability tools. Certifications demonstrating continuous learning, such as: Google Cloud Associate Cloud Engineer Google Cloud Professional Cloud Architect AWS Solutions Architect - Associate Certified ScrumMaster (CSM) In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and value being together in the office, which is why this role is based on-site in our San Francisco office. Joining Schwab means joining a company committed to transforming the financial industry and putting clients at the center of everything we do. Schwab's AI Strategy & Transformation team-known as AI.x-is the central hub for Artificial Intelligence at Schwab. We are an integrated product, engineering, strategy and risk team, all based in San Francisco. We help set the enterprise vision for AI, invest in the most promising opportunities, and accelerate delivery across the company. We also build the core platform that powers AI at scale and explore next-generation GenAI efforts that will redefine how we serve our clients. Senior AI Product Managers on AI.x, play an essential role in advancing Schwab's priorities by driving the development and execution of innovative AI product strategies. This position offers the opportunity to help shape Schwab's future with AI, create transformative solutions that serve millions of clients, and grow your career in one of the most dynamic areas of technology today. As a Senior AI Risk Product Manager on AI.x, you will help advance Schwab's risk management and compliance goals by driving the development and execution of innovative AI product & workflow experiences in partnership with our Risk Management, Compliance, and Cyber teams. Your work will focus on identifying and executing on opportunities to leverage GenAI to enhance control testing and risk monitoring across operational, corporate risk oversight, and cyber risk management. Long term, you will help develop agentic tools that reduce manual burden, improve detection, and drive stronger governance outcomes. This is an opportunity to shape the future of AI-driven risk management , create transformative solutions, and grow your career in one of the most dynamic areas of technology today. What You'll do Collaboratively define the GenAI platform vision and roadmap for risk, compliance, and cyber use cases. Partner with R&D and risk stakeholders to identify impactful projects and define evaluation strategies for measuring and monitoring the quality of generative AI output in risk and compliance contexts. Participate in model validation to ensure continued performance, regulatory alignment, and business value of AI tools. Define metrics to estimate hallucination impact, output acceptance, safety concerns, and compliance effectiveness. Communicate key metrics and risk insights to both technical and non-technical stakeholders, highlighting trends, variance, and business impact. Distill MVPs and iterative deliverables from long-term product visions and goals, focusing on risk and compliance transformation. Champion the near-term product vision, ensuring alignment with Schwab's strategic goals and regulatory requirements. Oversee the product lifecycle from concept to launch, including user research with risk and compliance teams, requirements gathering, and go-to-market strategy. Proactively identify and mitigate risks throughout the product development process, with a focus on regulatory and operational risk. Build enablement and onboarding plans to empower internal risk and compliance teams to leverage platform tools. Rigorously and dynamically prioritize the product roadmap, ensuring the development team is creating value with each iterative delivery. What you have Required Qualification BA/BS degree 7-10+ years of professional IT or Product development experience 5+ years of direct product experience 3+ years of experience working closely with software engineers Demonstrable understanding of generative AI technology, architecture, and terminology including LLMs, RAG, system prompts, agentic, etc. Experience using/building generative AI solutions, ideally in risk, compliance, or cyber domains. Preferred Qualifications: MBA, JD or Graduate degree in Computer Science or other field related to AI. Professional experience in engineering, data science, risk management, compliance, or related field. Experience building Agentic workflows (e.g., with Copilot Studio, Vertex AI Agent builder etc.). Outstanding verbal and written communication skills with demonstrated ability to communicate effectively with all levels of the organization. Familiarity with financial services and the regulations that apply to the industry. Strong business influence skills. Ability to distill strategy, analytics and varied sets of input to drive decisions across stakeholder communities. Building credibility with peers and key stakeholders (at all levels of the organization) to be able to drive action. Ability to develop multiple solutions to the same problem and identify the common failure modes associated with each. Passion for identifying user pain points, generating ideas to relieve them, and acting swiftly to test potential solutions. Self-starter with outstanding organizational skills, attention to detail, and desire to continually reevaluate existing products and processes. Comfort in a dynamic and fast-moving work environment, with a positive attitude and solid work ethic. Curiosity to continually learn and keep up to date with the latest GenAI capabilities. A strong track record of performance. In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and the value of working together in person. As a result, this role is based on-site in either our Southlake or Austin office. Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we're shaping the future of how people experience financial well-being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast-growing, high-impact business where scale meets purpose-where your work directly influences how people plan, save, invest, and succeed. As a key growth engine for the firm, we're investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise-supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what's next for workplace financial services. If you're energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you'll find your place here. We are seeking a skilled and growth-minded Java Developer who is passionate about building secure, high-quality software and collaborating across diverse teams. If you are eager to learn, experiment, and continuously improve-especially through the use of emerging AI tools-we encourage you to apply. Key Responsibilities Contribute to the design, development, and implementation of cross-functional, multi-platform application systems. Deliver high-quality, testable code using secure development practices and modern engineering standards. Participate in constructive and inclusive code reviews that encourage learning and shared ownership. Build Proof-of-Concept solutions and reusable patterns to accelerate development and innovation. Prepare and maintain architecture, design, and system documentation; collaborate with architects to ensure alignment and approvals. Coordinate with onshore and offshore engineering partners in a respectful and collaborative manner. Develop CI/CD pipelines using tools such as Bamboo and GitHub Actions. Write and maintain automated unit tests to support high-quality delivery. Participate fully in Agile ceremonies and contribute to a culture of continuous improvement and psychological safety. tech What you have Required Qualifications 4+ years of related experience required; BS/MS degree preferred or equivalent experience. 3+ years of professional hands-on experience developing and reviewing Java code, with a focus on clean, maintainable design. Experience working with SQL and NoSQL databases (e.g., Oracle, MongoDB). Experience using Spring or Spring Boot frameworks. Experience designing and implementing RESTful APIs and microservices, ideally in a cloud-based environment. Experience developing CI/CD pipelines with tools such as Bamboo, GitHub Actions, Jenkins, CircleCI, or Travis CI. Understanding of distributed systems, integration patterns (e.g., RabbitMQ, Kafka), and unit testing frameworks (e.g., JUnit). Strong analytical, problem-solving, and communication skills with the ability to collaborate effectively in an Agile environment. Preferred Qualifications Experience using AI tools to enhance code quality, automate testing, or accelerate development. Familiarity with cloud-native development or containerization (Docker, Kubernetes). Experience with monitoring and performance engineering tools (e.g., AppDynamics, Splunk, Grafana, DataDog, PCF metrics). Experience with test-driven development (TDD), behavior-driven development (BDD), or frameworks such as Cucumber or Selenium. Front-end development experience with Angular or React. Cross-functional communication and collaboration In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and the value of working together in person. As a result, this role is based on-site in either our Southlake or Austin office. Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we're shaping the future of how people experience financial well-being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast-growing, high-impact business where scale meets purpose-where your work directly influences how people plan, save, invest, and succeed. As a key growth engine for the firm, we're investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise-supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what's next for workplace financial services. If you're energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you'll find your place here. We're looking for a Senior Software Development Engineer to design, build, and maintain secure, scalable Java-based systems that support critical business functions. You will influence architectural direction, mentor engineers, and lead development efforts across distributed systems. This role is ideal for a technical leader who values collaboration, curiosity, and modern engineering practices-including the use of AI tools to drive quality and efficiency. Key Responsibilities Lead technical design, development, and delivery of cross-functional, multi-platform application systems. Utilize AI and automation technologies to enhance code quality, testing, and development workflows. Guide and mentor an Agile Java engineering team across frontend and backend technologies. Ensure all deliverables meet high standards of code quality, test coverage, and secure development practices. Conduct code reviews and provide constructive team feedback. Create Proof-of-Concept solutions to establish reusable patterns and accelerate feature delivery. Collaborate across teams to drive solution design, architecture documentation, and technical approvals. Promote secure coding practices, vulnerability prevention, and system resiliency. Build and maintain CI/CD pipelines (e.g., GitHub Actions, Bamboo) for cloud deployments. Contribute to Agile ceremonies and partner closely with product, architecture, and operations teams. tech What you have Required Qualifications 8+ years of related experience required; BS/MS degree preferred or equivalent experience. 7+ years of hands-on Java development (writing and reviewing production code). Proficiency with SQL and NoSQL databases (Oracle, MongoDB). Expertise with Spring or Spring Boot frameworks. Experience designing, building, and maintaining RESTful APIs and microservices in cloud/hybrid environments. CI/CD pipeline experience using Bamboo, Jenkins, GitHub Actions, or similar tools. Experience mentoring junior or mid-level engineers. Understanding of distributed systems, messaging, and integration patterns (RabbitMQ, Kafka). Ability to translate system requirements into scalable, secure technical designs. Experience across the full SDLC using Agile or Scaled Agile methodologies. Strong communication, analytical thinking, and problem-solving abilities. Knowledge of secure coding practices, performance optimization, and system resiliency. Familiarity with modern testing practices (TDD or BDD). Preferred Qualifications Experience integrating AI tools into development workflows. Experience leading teams across co-located, remote, and offshore environments. Experience with cloud-native development, containers, or orchestration (Docker, Kubernetes). Exposure to performance engineering tools (AppDynamics, Splunk, Grafana). Frontend experience with Angular or React. Experience using test automation frameworks (Cucumber, Selenium). In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and value being together in the office, which is why this role is based on-site in our San Francisco office. Joining Schwab means joining a company committed to transforming the financial industry and putting clients at the center of everything we do. Schwab's AI Strategy & Transformation team, known as AI.x, is the central hub for Artificial Intelligence at Schwab. We are an integrated product, engineering, strategy and risk team, all based in San Francisco. We help set the enterprise vision for AI, invest in the most promising opportunities, and accelerate delivery across the company. We also build the research platform that powers AI at scale and explore next-generation GenAI efforts that will redefine how we serve our clients. As a Responsible AI Researcher, you will bridge the gap between regulation, ethical principles, and technical innovation, shaping how AI is safely and ethically deployed across our products and services. You will translate complex and often ambiguous regulatory requirements into actionable technical guardrails, evaluation frameworks, and continuous monitoring benchmarks. In addition to interpreting existing standards, you will advocate for best practices, anticipate where regulations may be heading, and help position Schwab to maintain the trust that is central to our business. In this highly visible and cross-functional role, you will ensure Schwab's AI systems set industry benchmarks for safety, fairness, and transparency. You'll work closely with teams across research, engineering, product, legal, compliance, and risk to address complex and emerging challenges in responsible AI. This role offers significant opportunities to innovate-designing and implementing solutions for problems where established best practices may not yet exist-and to help shape the technical and organizational standards that guide Schwab's AI systems. Your work will directly inform executive decision-making, regulatory engagement, and the development of trusted AI products at scale. What You'll Do Design and implement innovative methods for bias detection and develop technical guardrails aligned with responsible AI principles. Collaborate with cross-functional teams-research, product, legal, compliance, and risk-to ensure Schwab's AI systems are safe, fair, and transparent. Build and maintain monitoring systems for AI models, integrating human-in-the-loop and automated metrics for compliance at scale. Influence executive decision-making and regulatory engagement while driving trusted AI solutions for millions of clients. If you're passionate about responsible AI and eager to innovate in a dynamic environment, this role is for you. What you have We're looking for someone who thrives in ambiguity, is passionate about AI ethics, and enjoys solving complex challenges where no playbook exists. Required Qualifications Master's degree (or equivalent) in Computer Science, Engineering, Data Science, Social/Applied Sciences, or related field-or equivalent experience. 6+ years in AI ethics, AI research, Security, Trust & Safety, or similar roles (academic doctoral experience counts). Expertise in fairness, alignment, adversarial robustness, or interpretability/explainability. Experience with responsible generative AI challenges and risk mitigations. Strong analytical and communication skills for technical and non-technical audiences. Preferred Qualifications 7+ years in AI/ML research and development using Python. Familiarity with regulatory frameworks (AI-specific or financial sector) and responsible AI standards. Published research in AI safety, alignment, or governance (e.g., FAccT, NeurIPS). Experience with LLMs and deploying LLM-powered applications. Skills in adversarial testing, red-teaming, and risk assessment for AI deployments. Strong data science fundamentals (SQL, pandas, visualization) and robust pipeline development. Financial domain knowledge is a plus. We welcome applicants from diverse backgrounds and encourage you to apply even if you don't meet every requirement. In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

Position Type: Regular Your opportunity At Schwab, you will build a rewarding career while making a difference in the lives of our millions of clients. Here, innovative thinking meets creative problem solving as we work together to challenge the status quo. We believe in the power of collaboration and the value of working together in person. As a result, this role is based on-site in either our Southlake or Austin office. Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we're shaping the future of how people experience financial well-being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast-growing, high-impact business where scale meets purpose-where your work directly influences how people plan, save, invest, and succeed. As a key growth engine for the firm, we're investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise-supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what's next for workplace financial services. If you're energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you'll find your place here. In this role, you'll lead efforts to transform legacy systems into resilient, cloud-ready architectures that enable innovation at scale. You will collaborate across engineering, product, and business teams to drive modernization, stability, and continuous improvement. If you thrive in an environment where your ideas influence outcomes and you enjoy solving complex engineering challenges, you'll find a meaningful place here. tech What you have Required Qualifications 8+ years of related progressive software engineering experience including hands-on coding and architectural design; BS/MS degree preferred or equivalent experience. Proven experience modernizing enterprise platforms, including API development, microservices, and cloud-native engineering. Proficiency in .NET Core/.NET 8+, C#, ASP.NET Core, and Entity Framework Core. Experience designing and delivering distributed systems and containerized workloads (Docker, Kubernetes). Strong background in DevOps, CI/CD pipelines, automation, and operational excellence. Experience working in Agile/SAFe environments, including leading SCRUM teams and iterative delivery. Familiarity with cloud platforms (GCP, AWS, Azure) and platform migration or modernization initiatives. Knowledge of SQL Server and relational data modeling fundamentals. Understanding of engineering best practices related to security, performance optimization, and platform resilience. Preferred Qualifications Master's degree in Technology Management, Computer Science, or Business Administration. Experience leading engineering teams or large-scale transformation programs. Advanced experience in event-driven architecture, observability platforms, and API-first frameworks. Background in financial services or other highly regulated industries. Strong communication and stakeholder-influence skills across technical and non-technical groups. Certifications such as Google Cloud Professional Cloud Architect, DevOps Engineer, or Data Engineer. Experience fostering innovation, driving continuous improvement, and mentoring engineering talent. In addition to the salary range, this role is also eligible for bonus or incentive opportunities. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance