Santander Holdings USA Inc

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. DevOps Engineer is responsible for developing and implementing continuous improvement solutions for Santander's CICD pipelines. The cross-functional role will collaborate across the IT Enterprise to automate and re-engineer application, database, and infrastructure processes. Supporting developer needs for CICD: code repositories, branches, build and release definitions Process re-engineering for continuous improvement Communicating and collaborating with other teams across the organization Advanced interpersonal communication skills Performs other duties and special projects as assigned May assist in other related departments as required by business needs What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 9+ Years Experience with data center networking, and/or cloud networking, as well as concepts and fundamentals of things like shared storage, clustering, and failover - Required. Minimum five (5) years of scripting or related experience, e.g. PowerShell Minimum five (5) years of programming or related experience. Minimum five (5) years of database development or related experience. Basic knowledge of infrastructure virtualization, cloud technologies, and networking Demonstrate knowledge of source code management Show knowledge of automated build, deploy, and testing of code Display knowledge of infrastructure orchestration and configuration management Highly collaborative across all IT departments Ability to maintain confidentiality Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Scripting and automation development, especially with PowerShell and Python Programming / software development experience: .NET Database CI/CD automation and development Automated testing automation and development to enable CI/CD Cloud platform automation and DevOps familiarity: AWS Ansible playbook development and automation Containerization and container orchestration automation and development Confluent (Kafka) automation and development Familiar with CoPilot and can use it to accelerate development Experience with Devin AI tooling and having used it for software development is a plus Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $105,000.00 USD Maximum: $175,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Associate, Infrastructure Operations - Voice & Network is responsible for the operational ownership, stability, and continuous improvement of the organization's enterprise voice and trading floor communication systems. This role leads the day-to-day support of trading turrets, telephony platforms, compliance voice recording systems (NICE), carrier connectivity (including BT), and associated voice virtualization platforms. The position works directly with Traders, business stakeholders, Networking teams, and external vendors to ensure high availability, regulatory compliance, and operational excellence. This is a hands-on senior operational role requiring full on-site presence on the Trading Floor. Weekend and after-hours work is required to support Trading Floor changes & configurations; production upgrades & deployments; and incident recovery & urgent interventions. Key Responsibilities: Trading Floor & Voice Platform Ownership Serve as a senior operational point of contact for trading floor voice systems. Work directly with Traders and Front Office users to support and optimize turret functionality. Customize and configure turrets, trading lines, and user profiles aligned to business requirements. Operate, maintain, and optimize TPO/TSS platforms. Administer and maintain Voice hypervisors supporting turret and recording environments. Oversee and maintain NICE voice recording systems to ensure regulatory compliance and recording integrity. Ensure high availability and stability of all voice-related infrastructure. Incident, Problem & Change Leadership Lead troubleshooting of complex voice and related network issues (SIP, IP connectivity, VLANs, routing, firewall dependencies, QoS). Drive incidents to resolution, including cross-team coordination with Networking, Communications, Security, and End User Technology. Lead or contribute to root cause analysis (RCA) and implement preventative improvements. Plan and execute production changes, deployments, and platform upgrades. Ensure robust execution and rollback planning for voice-related changes. Vendor & Carrier Management Act as primary operational liaison with telecom carriers and vendors (e.g., BT). Track milestones, service performance, and contractual deliverables. Escalate service issues appropriately and drive vendor accountability. Coordinate upgrade cycles, migrations, and remediation activities. Turret & Device Lifecycle Oversight Perform and oversee physical turret installations, relocations, and decommissions. Customize trading configurations and support desk-level requirements. Lead on-site troubleshooting and hardware replacement activities. Share responsibility for lifecycle management of enterprise mobile devices and iPads supporting voice services. Collaborate with End User Technology as device management transitions, while retaining voice-specific configuration and compliance accountability. Support trading floor reconfigurations and infrastructure moves. Documentation, Governance & Continuous Improvement Maintain accurate and current architecture diagrams, operational runbooks, and compliance documentation. Identify and drive improvements in monitoring, automation, and operational processes. Contribute to standardization and optimization initiatives within Voice and Networking. Provide mentorship and operational guidance where required. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 7+ years of experience in infrastructure operations, with strong exposure to enterprise voice environments. Proven experience supporting trading turret systems and telephony platforms. Hands-on experience operating TPO/TSS platforms. Experience supporting compliance recording systems (e.g., NICE). Experience working directly with telecom carriers (e.g., BT) and managing vendor escalations. Strong experience troubleshooting voice and network-related issues in complex environments. Experience in financial services or regulated trading environments strongly preferred. Technical Skills: Advanced understanding of enterprise voice architecture and SIP-based communications. Experience maintaining and administering voice virtualization platforms and hypervisors. Strong troubleshooting capability across voice and network layers. Solid understanding of VLANs, routing, firewalls, and QoS principles. Familiarity with ITSM tools and formal change management processes. Ability to interpret vendor technical documentation and implementation plans. Behavioral Competencies: Strong ownership mindset; drives issues to resolution despite cross-team dependencies. Comfortable working directly with Traders in high-pressure environments. Willing to perform both advanced technical analysis and hands-on operational work. Proactive communicator with vendors and internal stakeholders. High accountability, attention to detail, and follow-through. Flexible and responsive in dynamic trading environments. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $165,000.00 USD Maximum: $205,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Enterprise Architecture Influences others regarding technologies, solutions to problems, processes and best practices for implementation. The incumbent provides and implements technology solution guidance to existing problems within the Enterprise Architecture function. Recommends and participates in the analysis, evaluation and development of enterprise strategic and operating plans to ensure that the EA objectives are consistent with the enterprise's long-term business objectives. Assists with the implementation of new policies, strategies and procedures to support IT and other cross functional initiatives, as appropriate. Interfaces across education, research, and administrative areas, acting as visionary to proactively assist in defining the direction for future projects. Influences others regarding technologies, solutions to problems, processes and best practices for implementation. Understands, advocates, and augments the principles of information technology strategies. Provides and implements technology solution guidance to existing problems within the Enterprise Architecture function. Understands, advocates, and augments the principles of information technology strategies. Researches and analyzes current information technology environment to detect critical deficiencies and recommend solutions for improvement. Supports and provides well-analyzed and defined recommendations on governance activities associated with ensuring compliance within the Enterprise Architecture function. Operates in full compliance with internal policies and procedures as well as applicable regulations and laws. Recommends and influences best practices in Enterprise Architecture/Information Technology policies and processes to business lines as needed. Advises and delivers informational IT training to stakeholders as needed. Builds and manages client relationships across a network of existing and future clients. Provides mentoring and coaching to junior level staff as needed. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Computer Management, Management Information Systems, Computer Engineering, System Analysis or a equivalent field. - Required. Master's Degree: Computer Management, Management Information Systems, Computer Engineering, System Analysis or a equivalent field. - Preferred. 5+ Years Information Technology or a related field. - Required. Knowledge of Enterprise Architecture practices and processes required. Ability to multi-task and adhere to deadlines. Ability to adapt to rapidly changing business environment. Ability to adjust to new developments/changing circumstances. Ability to influence others. Ability to lead and mentor junior level professionals. Ability to communicate at a technical, business, or executive level. Ability to leverage technology to improve and automate business tasks. Ability to maintain and report on confidential information in an appropriate manner. Strong Project Management skills. Excellent written and verbal communication skills. Demonstrated proficiency in Enterprise Architecture consultancy, or ability to perform at proficient level of competence. Strong attention to details and can analyze information quickly. Proficiency in MS Word and MS Excel. Strong verbal and written communication skills. Ability to understand business requirements and translate into architectural deliverables. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $93,750.00 USD Maximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Cybersecurity Architect is responsible for designing, governing, and continuously improving secure architecture across enterprise platforms, applications, and infrastructure within a regulated financial environment. Ensures alignment with policies and standards and regulatory mandates, aligning with our risk appetite and business objectives. This role operates at the intersection of security engineering, enterprise architecture, and regulatory compliance within a high-control financial environment. Key Responsibilities Conduct threat modeling, security design reviews, and lead cybersecurity architecture risk assessments (ISARs). Define and maintain enterprise security architecture aligned to business strategy, policies and reference architecture for cloud, hybrid, and on-prem environments Embed security controls early in the project lifecycle under a "shift-left" model: Partner with engineering, product, and business teams to translate risk into actionable design requirements. Architect and oversee encryption strategies for data at rest, in transit, and in use including PKI, HSM and Certificate lifecycle processes (issuance, rotation, revocation, automation, PKI governance). Establish cryptographic key management standards and oversee key custody models. Ensure architectural compliance with regulatory and supervisory expectations. Support regulatory examinations, audits, and control validation activities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Computer Science, Engineering or Information Technology Management, or equivalent field. - Required. Required Experience 5+ years of experience in architecture within financial services or similarly regulated industries. Cyber Security experience preferred Demonstrated experience operating in a shift-left security model embedded with development and business teams. Deep expertise in encryption technologies, including: PKI architecture and governance HSM deployment and management Certificate lifecycle automation Key management systems (KMS) TLS, mTLS, IPSec, and database encryption Experience designing secure architectures in cloud environments (AWS mainly). Proven experience conducting threat modeling and architecture risk assessments. Regulatory & Framework Knowledge Demonstrated working knowledge of: FFIEC IT Examination Handbook GLBA Safeguards Rule NYDFS 23 NYCRR 500 PCI-DSS NIST Cybersecurity Framework (CSF) NIST SP 800-53 and 800-57 (Cryptographic Key Management) ISO/IEC 27001 and 27002 Core Competencies Strong risk-based decision-making capability. Ability to articulate technical risk in business terms. Architectural governance and documentation discipline. Cryptographic rigor and operational resilience mindset. Cross-functional collaboration across engineering, infrastructure, legal, and risk teams. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $108,750.00 USD Maximum: $180,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The SCIB Portfolio Management Analyst is an entry to early-career individual contributor role within US SCIB COO Lending Solutions responsible for supporting credit spreading, portfolio monitoring, covenant tracking, collateral monitoring, annual and quarterly review preparation and portfolio reporting across SCIB lending portfolios. The role supports multiple products and business lines, including Infrastructure Finance, Structured Finance, Leveraged Finance, Investment Grade corporate lending and GTB-linked credit exposures. Objectives are to 1) provide accurate analytical and administrative support for portfolio monitoring, 2) maintain disciplined tracking of financial reporting, covenants, collateral and review deliverables, and 3) develop foundational expertise in CIB lending lifecycle management. Key Responsibilities: 1. Credit Spreading and Analysis Support Perform financial spreading and basic credit analysis for assigned borrowers using financial statements, internal systems and portfolio management templates. Support quarterly and annual review preparation by gathering financials, covenant certificates, collateral data, borrower updates, rating inputs and prior review materials. Prepare initial variance analysis, ratio outputs, covenant calculations and portfolio data summaries for review by Associates and Vice Presidents. 2. Monitoring and Tracking Maintain trackers for financial statement delivery, covenant certificates, borrowing base certificates, collateral deliverables, insurance requirements, annual reviews, quarterly reviews and other monitoring obligations. Identify missing or late deliverables, data inconsistencies and potential exceptions for escalation. Update portfolio monitoring tools and shared records accurately and on schedule. 3. Lifecycle and Documentation Support Assist with amendment, waiver and lifecycle event tracking by collecting data, maintaining logs and supporting evidence files. Coordinate with Transaction Management, Agency, Operations and Portfolio Management colleagues to confirm post-close and ongoing monitoring requirements. Support document organization and retrieval for audits, credit reviews, regulatory requests and management reporting. 4. Reporting and Process Support Prepare recurring status reports, covenant dashboards, exception trackers and portfolio data extracts under supervision. Support data quality reviews, procedure updates, training materials and process improvement initiatives. Help maintain organized records for portfolio monitoring and control evidence. 5. Development and Collaboration Build knowledge of Infrastructure Finance, Structured Finance, Leveraged Finance, IG and GTB credit products, documentation and monitoring requirements. Collaborate with Front Office, Credit, Risk, Agency, Operations, Transaction Management and Finance stakeholders as directed. Demonstrate ownership, responsiveness and willingness to learn in a fast-paced CIB lending environment. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Qualifications: Bachelor degree or equivalent work experience. Foundational knowledge of financial statements, credit analysis, Excel and corporate finance. Exposure to banking, credit, lending, infrastructure finance, structured finance, leveraged finance, IG corporate lending or GTB helpful. Skills: Strong Excel, analytical, organizational and written communication skills. Ability to perform accurate data entry, financial spreading and basic variance analysis. Attention to detail and comfort working with recurring deadlines and trackers. Willingness to learn credit systems, covenant tools, loan systems and portfolio reporting processes. Key Competencies: High degree of accuracy and follow-through. Curiosity and interest in CIB lending and credit risk. Ability to ask good questions and escalate potential issues promptly. Collaborative and service-oriented approach. Education: Bachelor Degree or equivalent work experience Work Experience: 0-3 years of relevant experience in credit analysis, finance, accounting, banking, lending operations, portfolio monitoring, agency, risk management or related roles. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $110,000.00 USD Maximum: $135,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Specialist, Application Development develops and maintains software applications and develops programs in required language to meet project schedule. The incumbent maintains and supports existing software applications, identifies and resolves basic application issues and bugs; escalates complex application issues to management for resolution. Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Develop and maintain applications within the auto lending / consumer finance originations domain Leverage AI-driven development tools and practices to improve code quality, accelerate delivery, and enhance team productivity Navigate a complex enterprise environment with multiple stakeholders, legacy systems, and rigorous change-management processes while maintaining a solution-oriented mindset Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Assists in analyzing and deploying hardware or software updates and other patch management directives. Responds to inquiries and refers issues to the appropriate department or person, and exhibits the necessary follow through with customers and/or staff involved. Contribute to the implementation of all IT related policies and procedures. Recommends enhancements to existing software and applications to improve effectiveness. Configure and administer systems or applications to ensure changes are methodologically planned, executed and verified. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Ability to effectively use AI-assisted coding tools to augment development productivity Openness to adopting emerging AI technologies and integrating them into daily engineering practices Patience and persistence when working within enterprise-scale systems that involve extensive review cycles, regulatory requirements, and cross-functional coordination Resilience and adaptability in a fast-paced, highly regulated financial services environment where priorities can shift and obstacles require creative problem-solving Comfort operating in environments with complex deployment processes, multiple approval gates, and strict compliance standards Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 3+ Years Information Technology, Technical Application Development, or similar experience. - Required. 3+ Years Experience providing customer support for IT systems or applications. - Preferred. 3+ Years Experience writing technical documentation for both technical and nontechnical audiences. - Preferred. Analytical and problem-solving skills. 3+ years' experience with C# and .NET (Core and/or Framework) - Required Experience with Angular or similar front-end frameworks - Preferred Experience with SQL Server and relational database design - Preferred Experience building and consuming RESTful Web APIs - Preferred Familiarity with CI/CD pipelines (Azure DevOps preferred) - Preferred Experience leveraging AI-assisted development tools (e.g., GitHub Copilot, AI code generation, AI-powered code review) to accelerate software delivery - Preferred Familiarity with prompt engineering and integrating AI/ML capabilities into development workflows - Preferred Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $76,875.00 USD Maximum: $130,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This is a Hybrid role in Dallas, TX or Boston, MA The Sr. Associate, Application Development serves as a senior level developer and/or project manager for multiple application initiatives. Analyzes, designs, develops and maintains software applications to support business units. Controls and/or provides solutions to single and/or multiple organizations, with minimal management guidance. Provides advanced technical expertise in analyzing, designing, estimating, and developing software applications to project schedule. Oversees systems design and implementation of most complex design components. Creates project plans and deliverables and monitors task deadlines. The incumbent oversees, maintains and supports existing software applications and provides subject matter expertise in reviewing, analyzing, and resolving complex issues. Serves as a hands-on technical leader, actively contributing to application architecture, software design, code reviews, and complex development initiatives while providing day-to-day leadership, coaching, and direction to the development team. Programs in operating systems and programming languages, such as ABAP, Java and Java EE (if applicable). Establishes infrastructure standards and requirements. Evaluates, directs and supports Application system enhancements and performs quality assurance functions. Provides highest degree of technical engineering and support to the team. Researches and implements solutions for Application functionality in the areas of performance monitoring and tuning and systems configuration, design and implementation. Contributes to the design and delivery of complex projects to achieve key business objectives. Leads efforts to ensure the workplace environment supports a highly motivated and effective workforce focused on continuous improvement and best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 9+ Years Information Technology, Technical Application Development, or similar experience. - Required. Expert-level experience developing production applications using modern Python (Python 3.13+ preferred). Strong experience with modern Python development tooling including: Astral uv, Pydantic, pytest for automated testing, mypy, ty, and ruff Strong experience designing and developing solutions utilizing Microsoft SQL Server 2019+. Experience developing and optimizing data solutions within Snowflake. Strong communication and presentation skills, as well as strong/proven management skills. Ability to continually assess and evaluate the impact of emerging technologies against the strategic business needs and interpret business value for the leadership team in a consultative capacity. Provides strong leadership to the various team members through mentoring, career development, interpersonal skills, teamwork ethic, and enabling leadership skills. Proven understanding of Computer Science fundamentals including web development, service-oriented architecture, cloud computing, test driven development and domain driven design. Strong services oriented architecture experience. Ability to lead multiple sub-teams through example and persuasion. . Ability to manage multiple projects at the same time. . Ability to develop and maintain applicable industry knowledge and best practices. . Ability to stay up to date on industry trends. Ability to foresee/ predict industry direction. Experience in developing and managing multi-tier architecture applications. Strong analytical and critical thinking skills. Curiosity and aptitude for working within new technologies and partnering with others to create custom solutions to fit unique business needs, Innovation and future strategy. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $112,500.00 USD Maximum: $190,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: This is a Hybrid role in Dallas, TX or Boston, MA The Sr. Associate, Application Development serves as a senior level developer and/or project manager for multiple application initiatives. Analyzes, designs, develops and maintains software applications to support business units. Controls and/or provides solutions to single and/or multiple organizations, with minimal management guidance. Provides advanced technical expertise in analyzing, designing, estimating, and developing software applications to project schedule. Oversees systems design and implementation of most complex design components. Creates project plans and deliverables and monitors task deadlines. The incumbent oversees, maintains and supports existing software applications and provides subject matter expertise in reviewing, analyzing, and resolving complex issues. Serves as a hands-on technical leader, actively contributing to application architecture, software design, code reviews, and complex development initiatives while providing day-to-day leadership, coaching, and direction to the development team. Programs in operating systems and programming languages, such as ABAP, Java and Java EE (if applicable). Establishes infrastructure standards and requirements. Evaluates, directs and supports Application system enhancements and performs quality assurance functions. Provides highest degree of technical engineering and support to the team. Researches and implements solutions for Application functionality in the areas of performance monitoring and tuning and systems configuration, design and implementation. Contributes to the design and delivery of complex projects to achieve key business objectives. Leads efforts to ensure the workplace environment supports a highly motivated and effective workforce focused on continuous improvement and best practices. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 9+ Years Information Technology, Technical Application Development, or similar experience. - Required. Expert-level experience developing production applications using modern Python (Python 3.13+ preferred). Strong experience with modern Python development tooling including: Astral uv, Pydantic, pytest for automated testing, mypy, ty, and ruff Strong experience designing and developing solutions utilizing Microsoft SQL Server 2019+. Experience developing and optimizing data solutions within Snowflake. Strong communication and presentation skills, as well as strong/proven management skills. Ability to continually assess and evaluate the impact of emerging technologies against the strategic business needs and interpret business value for the leadership team in a consultative capacity. Provides strong leadership to the various team members through mentoring, career development, interpersonal skills, teamwork ethic, and enabling leadership skills. Proven understanding of Computer Science fundamentals including web development, service-oriented architecture, cloud computing, test driven development and domain driven design. Strong services oriented architecture experience. Ability to lead multiple sub-teams through example and persuasion. . Ability to manage multiple projects at the same time. . Ability to develop and maintain applicable industry knowledge and best practices. . Ability to stay up to date on industry trends. Ability to foresee/ predict industry direction. Experience in developing and managing multi-tier architecture applications. Strong analytical and critical thinking skills. Curiosity and aptitude for working within new technologies and partnering with others to create custom solutions to fit unique business needs, Innovation and future strategy. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $112,500.00 USD Maximum: $190,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Fraud Transformation & Platform Enablement, leads all Fraud related projects ensuring clear business and technical requirements are documented, comprehensive end-to-end testing plans developed and managed, and implementation is fully coordinated. The incumbent assists the business unit in determining timeframe and resources to accomplish implementation of control enhancement and direct the business unit through full implementation. Responsibilities: Responsible for executing the Fraud BoW and Agile project implementation across SBNA, OpenBank Digital Transformation, Webster Bank acquisition system and fraud tool/process integration and expanding FLOD Fraud Operations responsibilities spanning SC and BSNY. Responsibilities include but are not limited to strategic planning, requirement definition, user testing, direct engagement in project governance, change management, project reporting and post implementation monitoring. Perform fraud systems and control analysis to support bank consolidation activities; Assess current state, analyze and compare fraud control environments, assess vendors, and recommend future state roadmap for maximum fraud control effectiveness. Lead fraud risk due diligence and risk assessment activities during bank mergers and acquisitions, evaluating the target institution's fraud operating model, systems, control environment, and governance structures. Conduct comparative analysis of legacy fraud platforms and vendor provided tools and services, rules engines, case management tools, and industry best practices and benchmarking of control environments to determine optimal fraud prevention strategy (retain, sunset, integrate, upgrade or replace). What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 9+ Years Risk Management/Controls - Required. Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment. Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout. Digital and/or Retail Bank Fraud Business and Operations subject matter expertise with a focus project delivery of spanning Agile and Waterfall SDLS, Operational processes, and fraud technology maintenance activities. Financial Services, FinTEch, and/or Retail Bank Operational External Fraud Risk Management background in Authentication, Identity Verification, and Payments Fraud controls review and assessment, establishment of effective control environment including assessing control performance. Agile certifications and experience working within an agile framework at a retail bank or digital institution. Expertise in Agile development squads representing the Fraud and Digital Product Management business line ensuring clear business requirements and technical designs are documented, comprehensive end-to-end testing plans developed and executive, and implementation of change is fully coordinated. Participates in bank acquisition systems change management projects, ensuring adequate participation and partnership within Technology & Operations and the Lines of Business. Assists with the identification and implementation of key fraud requirements that will mitigate fraud loss and achieve efficiency and performance targets for bank consolidation activities. Strong organizational and communication skills with the ability to manage multiple concurrent initiatives. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $80,625.00 USD Maximum: $140,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Senior Associate, Infrastructure Operations - Voice & Network is responsible for the operational ownership, stability, and continuous improvement of the organization's enterprise voice and trading floor communication systems. This role leads the day-to-day support of trading turrets, telephony platforms, compliance voice recording systems (NICE), carrier connectivity (including BT), and associated voice virtualization platforms. The position works directly with Traders, business stakeholders, Networking teams, and external vendors to ensure high availability, regulatory compliance, and operational excellence. This is a hands-on senior operational role requiring full on-site presence on the Trading Floor. Weekend and after-hours work is required to support Trading Floor changes & configurations; production upgrades & deployments; and incident recovery & urgent interventions. Key Responsibilities: Trading Floor & Voice Platform Ownership Serve as a senior operational point of contact for trading floor voice systems. Work directly with Traders and Front Office users to support and optimize turret functionality. Customize and configure turrets, trading lines, and user profiles aligned to business requirements. Operate, maintain, and optimize TPO/TSS platforms. Administer and maintain Voice hypervisors supporting turret and recording environments. Oversee and maintain NICE voice recording systems to ensure regulatory compliance and recording integrity. Ensure high availability and stability of all voice-related infrastructure. Incident, Problem & Change Leadership Lead troubleshooting of complex voice and related network issues (SIP, IP connectivity, VLANs, routing, firewall dependencies, QoS). Drive incidents to resolution, including cross-team coordination with Networking, Communications, Security, and End User Technology. Lead or contribute to root cause analysis (RCA) and implement preventative improvements. Plan and execute production changes, deployments, and platform upgrades. Ensure robust execution and rollback planning for voice-related changes. Vendor & Carrier Management Act as primary operational liaison with telecom carriers and vendors (e.g., BT). Track milestones, service performance, and contractual deliverables. Escalate service issues appropriately and drive vendor accountability. Coordinate upgrade cycles, migrations, and remediation activities. Turret & Device Lifecycle Oversight Perform and oversee physical turret installations, relocations, and decommissions. Customize trading configurations and support desk-level requirements. Lead on-site troubleshooting and hardware replacement activities. Share responsibility for lifecycle management of enterprise mobile devices and iPads supporting voice services. Collaborate with End User Technology as device management transitions, while retaining voice-specific configuration and compliance accountability. Support trading floor reconfigurations and infrastructure moves. Documentation, Governance & Continuous Improvement Maintain accurate and current architecture diagrams, operational runbooks, and compliance documentation. Identify and drive improvements in monitoring, automation, and operational processes. Contribute to standardization and optimization initiatives within Voice and Networking. Provide mentorship and operational guidance where required. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 7+ years of experience in infrastructure operations, with strong exposure to enterprise voice environments. Proven experience supporting trading turret systems and telephony platforms. Hands-on experience operating TPO/TSS platforms. Experience supporting compliance recording systems (e.g., NICE). Experience working directly with telecom carriers (e.g., BT) and managing vendor escalations. Strong experience troubleshooting voice and network-related issues in complex environments. Experience in financial services or regulated trading environments strongly preferred. Technical Skills: Advanced understanding of enterprise voice architecture and SIP-based communications. Experience maintaining and administering voice virtualization platforms and hypervisors. Strong troubleshooting capability across voice and network layers. Solid understanding of VLANs, routing, firewalls, and QoS principles. Familiarity with ITSM tools and formal change management processes. Ability to interpret vendor technical documentation and implementation plans. Behavioral Competencies: Strong ownership mindset; drives issues to resolution despite cross-team dependencies. Comfortable working directly with Traders in high-pressure environments. Willing to perform both advanced technical analysis and hands-on operational work. Proactive communicator with vendors and internal stakeholders. High accountability, attention to detail, and follow-through. Flexible and responsive in dynamic trading environments. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $165,000.00 USD Maximum: $205,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Fraud Transformation & Platform Enablement, leads all Fraud related projects ensuring clear business and technical requirements are documented, comprehensive end-to-end testing plans developed and managed, and implementation is fully coordinated. The incumbent assists the business unit in determining timeframe and resources to accomplish implementation of control enhancement and direct the business unit through full implementation. Responsibilities: Responsible for executing the Fraud BoW and Agile project implementation across SBNA, OpenBank Digital Transformation, Webster Bank acquisition system and fraud tool/process integration and expanding FLOD Fraud Operations responsibilities spanning SC and BSNY. Responsibilities include but are not limited to strategic planning, requirement definition, user testing, direct engagement in project governance, change management, project reporting and post implementation monitoring. Perform fraud systems and control analysis to support bank consolidation activities; Assess current state, analyze and compare fraud control environments, assess vendors, and recommend future state roadmap for maximum fraud control effectiveness. Lead fraud risk due diligence and risk assessment activities during bank mergers and acquisitions, evaluating the target institution's fraud operating model, systems, control environment, and governance structures. Conduct comparative analysis of legacy fraud platforms and vendor provided tools and services, rules engines, case management tools, and industry best practices and benchmarking of control environments to determine optimal fraud prevention strategy (retain, sunset, integrate, upgrade or replace). What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 9+ Years Risk Management/Controls - Required. Strong risk management principles, methodologies and tools, governance principles and activity preferably in a financial services technology environment. Knowledge of workflow/processes and risks/controls, including: origination, underwriting, servicing, and collections/workout. Digital and/or Retail Bank Fraud Business and Operations subject matter expertise with a focus project delivery of spanning Agile and Waterfall SDLS, Operational processes, and fraud technology maintenance activities. Financial Services, FinTEch, and/or Retail Bank Operational External Fraud Risk Management background in Authentication, Identity Verification, and Payments Fraud controls review and assessment, establishment of effective control environment including assessing control performance. Agile certifications and experience working within an agile framework at a retail bank or digital institution. Expertise in Agile development squads representing the Fraud and Digital Product Management business line ensuring clear business requirements and technical designs are documented, comprehensive end-to-end testing plans developed and executive, and implementation of change is fully coordinated. Participates in bank acquisition systems change management projects, ensuring adequate participation and partnership within Technology & Operations and the Lines of Business. Assists with the identification and implementation of key fraud requirements that will mitigate fraud loss and achieve efficiency and performance targets for bank consolidation activities. Strong organizational and communication skills with the ability to manage multiple concurrent initiatives. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $80,625.00 USD Maximum: $140,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Specialist, Application Development develops and maintains software applications and develops programs in required language to meet project schedule. The incumbent maintains and supports existing software applications, identifies and resolves basic application issues and bugs; escalates complex application issues to management for resolution. Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Develop and maintain applications within the auto lending / consumer finance originations domain Leverage AI-driven development tools and practices to improve code quality, accelerate delivery, and enhance team productivity Navigate a complex enterprise environment with multiple stakeholders, legacy systems, and rigorous change-management processes while maintaining a solution-oriented mindset Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Assists in analyzing and deploying hardware or software updates and other patch management directives. Responds to inquiries and refers issues to the appropriate department or person, and exhibits the necessary follow through with customers and/or staff involved. Contribute to the implementation of all IT related policies and procedures. Recommends enhancements to existing software and applications to improve effectiveness. Configure and administer systems or applications to ensure changes are methodologically planned, executed and verified. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Ability to effectively use AI-assisted coding tools to augment development productivity Openness to adopting emerging AI technologies and integrating them into daily engineering practices Patience and persistence when working within enterprise-scale systems that involve extensive review cycles, regulatory requirements, and cross-functional coordination Resilience and adaptability in a fast-paced, highly regulated financial services environment where priorities can shift and obstacles require creative problem-solving Comfort operating in environments with complex deployment processes, multiple approval gates, and strict compliance standards Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 3+ Years Information Technology, Technical Application Development, or similar experience. - Required. 3+ Years Experience providing customer support for IT systems or applications. - Preferred. 3+ Years Experience writing technical documentation for both technical and nontechnical audiences. - Preferred. Analytical and problem-solving skills. 3+ years' experience with C# and .NET (Core and/or Framework) - Required Experience with Angular or similar front-end frameworks - Preferred Experience with SQL Server and relational database design - Preferred Experience building and consuming RESTful Web APIs - Preferred Familiarity with CI/CD pipelines (Azure DevOps preferred) - Preferred Experience leveraging AI-assisted development tools (e.g., GitHub Copilot, AI code generation, AI-powered code review) to accelerate software delivery - Preferred Familiarity with prompt engineering and integrating AI/ML capabilities into development workflows - Preferred Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $76,875.00 USD Maximum: $130,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Specialist, Application Development develops and maintains software applications and develops programs in required language to meet project schedule. The incumbent maintains and supports existing software applications, identifies and resolves basic application issues and bugs; escalates complex application issues to management for resolution. Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Develop and maintain applications within the auto lending / consumer finance originations domain Leverage AI-driven development tools and practices to improve code quality, accelerate delivery, and enhance team productivity Navigate a complex enterprise environment with multiple stakeholders, legacy systems, and rigorous change-management processes while maintaining a solution-oriented mindset Assists in the configuration and administration of the Company's systems or applications to ensure changes are methodologically planned, executed and verified. Assists in analyzing and deploying hardware or software updates and other patch management directives. Responds to inquiries and refers issues to the appropriate department or person, and exhibits the necessary follow through with customers and/or staff involved. Contribute to the implementation of all IT related policies and procedures. Recommends enhancements to existing software and applications to improve effectiveness. Configure and administer systems or applications to ensure changes are methodologically planned, executed and verified. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Ability to effectively use AI-assisted coding tools to augment development productivity Openness to adopting emerging AI technologies and integrating them into daily engineering practices Patience and persistence when working within enterprise-scale systems that involve extensive review cycles, regulatory requirements, and cross-functional coordination Resilience and adaptability in a fast-paced, highly regulated financial services environment where priorities can shift and obstacles require creative problem-solving Comfort operating in environments with complex deployment processes, multiple approval gates, and strict compliance standards Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required Qualifications: 3+ Years Information Technology, Technical Application Development, or similar experience. - Required. 3+ Years Experience providing customer support for IT systems or applications. - Preferred. 3+ Years Experience writing technical documentation for both technical and nontechnical audiences. - Preferred. Analytical and problem-solving skills. 3+ years' experience with C# and .NET (Core and/or Framework) - Required Experience with Angular or similar front-end frameworks - Preferred Experience with SQL Server and relational database design - Preferred Experience building and consuming RESTful Web APIs - Preferred Familiarity with CI/CD pipelines (Azure DevOps preferred) - Preferred Experience leveraging AI-assisted development tools (e.g., GitHub Copilot, AI code generation, AI-powered code review) to accelerate software delivery - Preferred Familiarity with prompt engineering and integrating AI/ML capabilities into development workflows - Preferred Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $76,875.00 USD Maximum: $130,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Cybersecurity Architect is responsible for designing, governing, and continuously improving secure architecture across enterprise platforms, applications, and infrastructure within a regulated financial environment. Ensures alignment with policies and standards and regulatory mandates, aligning with our risk appetite and business objectives. This role operates at the intersection of security engineering, enterprise architecture, and regulatory compliance within a high-control financial environment. Key Responsibilities Conduct threat modeling, security design reviews, and lead cybersecurity architecture risk assessments (ISARs). Define and maintain enterprise security architecture aligned to business strategy, policies and reference architecture for cloud, hybrid, and on-prem environments Embed security controls early in the project lifecycle under a "shift-left" model: Partner with engineering, product, and business teams to translate risk into actionable design requirements. Architect and oversee encryption strategies for data at rest, in transit, and in use including PKI, HSM and Certificate lifecycle processes (issuance, rotation, revocation, automation, PKI governance). Establish cryptographic key management standards and oversee key custody models. Ensure architectural compliance with regulatory and supervisory expectations. Support regulatory examinations, audits, and control validation activities. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Computer Science, Engineering or Information Technology Management, or equivalent field. - Required. Required Experience 5+ years of experience in architecture within financial services or similarly regulated industries. Cyber Security experience preferred Demonstrated experience operating in a shift-left security model embedded with development and business teams. Deep expertise in encryption technologies, including: PKI architecture and governance HSM deployment and management Certificate lifecycle automation Key management systems (KMS) TLS, mTLS, IPSec, and database encryption Experience designing secure architectures in cloud environments (AWS mainly). Proven experience conducting threat modeling and architecture risk assessments. Regulatory & Framework Knowledge Demonstrated working knowledge of: FFIEC IT Examination Handbook GLBA Safeguards Rule NYDFS 23 NYCRR 500 PCI-DSS NIST Cybersecurity Framework (CSF) NIST SP 800-53 and 800-57 (Cryptographic Key Management) ISO/IEC 27001 and 27002 Core Competencies Strong risk-based decision-making capability. Ability to articulate technical risk in business terms. Architectural governance and documentation discipline. Cryptographic rigor and operational resilience mindset. Cross-functional collaboration across engineering, infrastructure, legal, and risk teams. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. Work Authorization & Sponsorship: Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $108,750.00 USD Maximum: $180,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: Develop, enhance, and maintain AML compliance models and transaction monitoring scenarios across AML compliance systems including advanced machine learning and AI models. Apply data science, statistical modeling, natural language processing, and machine learning techniques to large structured and unstructured financial datasets to support AML model development, feature engineering, model validation, performance monitoring, and explainability. Support AML compliance initiatives through model development, tuning, threshold optimization, and alert reduction strategies. Perform advanced data analysis using SAS, SQL, and Python to identify trends, anomalies, suspicious patterns, and data quality issues across large financial datasets. Design and execute complex SQL queries, stored procedures, data extraction, and reconciliation activities to support AML investigations and model testing. Develop Python-based automation scripts and analytical solutions to improve operational efficiency and testing effectiveness. Execute model testing activities including SIT, UAT, regression testing, defect validation, and production verification. Collaborate with Compliance, Technology, Model Risk, and Business teams to gather requirements and implement AML monitoring solutions. Analyze model assumptions, data integrity, and transaction monitoring effectiveness to ensure compliance with regulatory expectations. Create and maintain technical documentation, testing evidence, Jira stories, defect logs, and implementation artifacts. Work within Agile delivery methodologies and actively track development/testing activities through Jira. Support production releases, issue resolution, and ongoing model performance monitoring. Ensure adherence to enterprise governance standards, SDLC processes, and AML compliance policies. Adopt the latest AI-based technologies to improve efficiency. What You Bring: Bachelor's degree in computer science, Information Systems, Data Analytics, Finance, Mathematics, or related field. 3-5 years of experience in AML Compliance Technology, AML model development, or a related field within banking or financial services. Strong programming and analytical experience using SAS for data analysis, reporting, model support, and testing. Good working knowledge of Python for data manipulation, scripting, automation, and analytical processing. Strong SQL skills with experience developing complex queries, joins, procedures, and handling large-scale datasets. Experience working with Jira for Agile project tracking, sprint management, and defect lifecycle management. Working knowledge of testing methodologies including functional testing, regression testing, SIT, and UAT. Understanding of AML regulations and compliance frameworks including BSA/AML, OFAC, KYC, and transaction monitoring concepts. Strong analytical, quantitative, and problem-solving skills. Ability to multitask, manage priorities, and work effectively in fast-paced environments. Strong communication, documentation, and stakeholder management skills. It Would Be Nice For You To Have: Experience working with AML transaction monitoring systems, alert analysis, and compliance technology platforms. Experience in developing AI Agents. Good understanding of RAG and MCP's. Experience with Oracle, relational databases, or ETL processes. Exposure to EDD Verifier, ECS, and Temenos (T24) platforms. Exposure to model validation, model governance, or threshold optimization initiatives. Experience working with large-scale financial or transactional datasets. Knowledge of version control tools such as Git. Experience in cloud or distributed data environments is a plus. Advanced Microsoft Office skills including Excel and PowerPoint. Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $90,000.00 USD Maximum: $170,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next : If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.