14 jobs found

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Sr. Product Manager, Visa Accept SDK, is responsible for defining and executing the technical product strategy for Visa's merchant acceptance SDKs, APIs, and developer platforms. This role drives the end-to-end product lifecycle, from technical requirements definition and solution architecture through implementation, commercialization, and global deployment. The position requires deep collaboration with Engineering, Architecture, Security, Solutioning, Developer Experience, and Regional Product teams to deliver scalable, secure, and developer-friendly acceptance capabilities. The ideal candidate combines strong product management expertise with a solid understanding of payment technology, APIs, SDK development, mobile and web integration patterns, tokenization, authentication, merchant onboarding, and transaction processing. This individual will identify new product opportunities, define platform capabilities, establish technical roadmaps, and ensure solutions meet the needs of developers, partners, fintech's, merchants, acquirers, and wallet providers. All roles require digital fluency, including the ability to leverage emerging technologies such as Generative AI tools (e.g., Microsoft Copilot, ChatGPT) to accelerate product development, technical documentation, developer enablement, and operational efficiency. Key Responsibilities: Define and execute the technical product strategy and roadmap for Visa Accept SDKs, APIs, and developer platform services. Own the end-to-end product lifecycle, including requirements gathering, technical design reviews, development prioritization, testing, launch readiness, and post-launch optimization. Partner closely with Engineering and Architecture teams to design scalable, secure, and resilient SDK frameworks supporting merchant acceptance use cases across multiple channels and markets. Translate business, technical, and regulatory requirements into detailed product specifications, API requirements, SDK capabilities, and developer experience enhancements. Drive platform capabilities supporting merchant onboarding, credential management, tokenization, authentication, risk controls, settlement, reporting, and transaction processing. Establish and maintain SDK architecture standards, versioning strategies, backward compatibility requirements, and release management processes. Collaborate with solution architects, implementation teams, and external partners to support integrations with acquirers, payment facilitators, processors, ISVs, fintech's, wallets, and merchant platforms. Define API contracts, developer workflows, reference architectures, and integration patterns to simplify implementation and accelerate adoption. Use data, telemetry, developer feedback, and operational metrics to prioritize enhancements and improve SDK performance, reliability, and adoption. Partner with Security, Compliance, and Risk teams to ensure platform adherence to Visa, regulatory, privacy, and industry standards. Develop technical business cases and investment proposals for new platform capabilities, balancing customer needs, engineering complexity, and commercial objectives. Create and maintain developer-facing assets including technical documentation, implementation guides, sample applications, SDK release notes, and developer enablement materials. Monitor emerging technologies, payment industry trends, AI-driven development practices, and competitor platforms to identify opportunities for innovation and platform differentiation. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Experience in roles such as product manager, product owner, business process analyst, or sales operations. Experience in applying Agile principles across design, development, testing, and product management. Experience in developing software capabilities to support sales, service, or customer relationship management functions. Experience in multi-tasking, organizing, managing, and implementing complex projects directly or through supervision. Experience in cross-functional collaboration with systems, partner product, and engineering teams. Experience managing API, SDK, platform, or developer-focused products Strong understanding of payment processing, merchant acquiring, card-not-present and card-present transaction flows. Knowledge of REST APIs, mobile SDKs (iOS/Android), web SDKs, authentication protocols, tokenization, and cloud-native architectures. Familiarity with payment ecosystems including merchants, acquirers, processors, payment facilitators, gateways, wallets, and fintech platforms. Ability to work effectively with engineering teams and communicate complex technical concepts to both technical and non-technical stakeholders. Experience defining developer experience (DX) strategies and driving adoption of technical platforms at scale. Knowledge of software development methodologies, CI/CD practices, observability, API lifecycle management, and platform governance. Agile certifications such as CSM and CSPO, or their equivalent. Experience in identifying, assessing, and managing tradeoffs in product development. Experience in identifying points of failure and formulating error-handling approaches for product resiliency. Information for US Applicants For roles located in the US, the estimated salary range for this position is $169,100.00 to $ 270,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Network & Security Engineer Senior Consultant operates Visa's internal data communications systems, including LANs and WANs. This role plans, designs, and implements networked systems, manages configurations, supports and troubleshoots network problems, and coordinates with vendors for installation of routers, bridges, concentrators, and switches. The position is responsible for project implementation, provides training, assists with proposal writing, and conducts project planning, cost analysis, and vendor comparisons. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Design, engineer, and support IP networks for Visa's commercial network infrastructure, connecting Visa to commercial clients. Plan, design, implement, and support network systems of moderate complexity in the commercial network environment. Provide network design documentation to project teams, peers, and network support organizations. Provision new client processing by completing necessary network updates and providing technical assistance to clients in support of network changes. Perform third-level support within Visa to resolve network issues and provide guidance to other Visa teams involved in network troubleshooting. Work with Cybersecurity to ensure Visa security standards are met and provide technical assistance for investigation and analysis of security events. Oversee management and maintenance of DDI (DNS, DHCP, and IPAM) infrastructure, ensuring high availability and reliability of DDI services. Implement DNS changes and updates aligned with business requirements; provision new domains, networks, ACLs, templates, subnets, and DHCP scopes. Develop self-service tools for application and infrastructure clients to gain better visibility of real-time network health and performance. Architect, design, and deliver innovative solutions to enable public cloud connectivity with Private DCs, including developing standard automation templates for deployment of public cloud infrastructure and platform components. Drive software development for Visa's Infrastructure as Code (IAC) efforts across Private/Hybrid/Multi Cloud environments. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: 8+ years of relevant work experience with a Bachelor's Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD, OR 11+ years of relevant work experience. Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Degree in Math, Science, Engineering, or Computer Science, Information Systems or related field OR Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field AND minimum two (2) years of experience in a directly related field OR minimum four (4) years of directly related experience. Experience in network design and engineering on customer-facing networks. Experience in IP networking, switching, and routing in MPLS-based networks. Experience with network hardware including certified experience with Cisco networking devices (formal certification to CCNP level or working towards CCNP is expected or relevant work experience). Experience and expertise with IP routing protocols OSPF and BGP, plus knowledge of Cisco encryption technologies (IPSec, SSL), standby protocols HSRP and VRRP, and network address translation (NAT). Experience in scripting to facilitate automation. Experience deploying and using SDWAN technologies, particularly Cisco and Versa. Experience working on connectivity solutions using leading public cloud platforms such as AWS and GCP. Experience working in a variety of network operating models including managed services. Experience in the use of network management tools such as Solarwinds and Netbrain. Experience implementing engineering solutions for network monitoring and alarming tools, leveraging vendors such as Netcool, IBM SevOne/ITNM, Solarwinds, Netscout, Netbrain, and Thousandeyes. Familiarity with DMVPN implementation in a high availability setting. Experience with DDI (DNS, DHCP, and IPAM) in an enterprise network, with a solid understanding of DNS and DHCP concepts. Experience with open-source infrastructure as code software and automation software development tools including Terraform, Terragrunt, env0, Ansible, Python, Chef, Puppet, or Salt. Experience with container technologies in a production environment (e.g. Docker, OpenShift, Kubernetes) and related ecosystem products. Information for US Applicants For roles located in the US, the estimated salary range for this position is $152,200.00 to $ 243,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: The Data Scientist is responsible for solving complex business problems using advanced data science techniques, AI/ML models, and data-driven frameworks. This role develops and executes a vision for data science capabilities, leading the design and development of large-scale systems and fostering innovation within the team. The Data Scientist collaborates closely with cross-functional teams to integrate data science solutions, communicates technical concepts to stakeholders, and influences business decisions with actionable insights. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Solve complex business problems using advanced data science techniques, AI/ML models, and frameworks. Develop and execute a vision for data science capabilities aligned with business goals. Lead the design and development of large-scale data science systems and foster innovation within the team. Apply advanced data science techniques and models to drive business impact and stay up-to-date with industry trends. Collaborate with cross-functional teams to integrate data science capabilities and communicate complex technical concepts to stakeholders. Develop and maintain expertise in multiple programming languages and data science tools. Identify opportunities for data science to drive business impact and present results to senior leadership and business partners. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2 or more years of work experience with a bachelor's degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD). Preferred Qualifications: 3 or more years of work experience with a bachelor's degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD). Experience with time series forecasting methodologies, including classical approaches such as SARIMA/SARIMAX or Vector-Autoregression / Vector-Error-Correction, and advanced local/global forecasting methods such as N-HiTS, TFT, DeepAR, NeuralProphet, or similar techniques. Familiarity with emerging time series foundation models and generative forecasting approaches, such as TimesFM, TimeGPT, or related AI-driven forecasting tools, with a demonstrated ability to stay current with new developments in forecasting and applied machine learning. Experience incorporating AI and automation capabilities into regular data science workflows to improve forecasting accuracy, experimentation speed, model monitoring, optimization, scalability, and overall team efficiency. Experience in developing advanced data science models. Experience in multiple programming languages (e.g., Python, R, Spark). Experience with data science tools and technologies (e.g., TensorFlow, PyTorch, scikit-learn). Experience working with real-world data sets and building scalable models from large-scale data. Experience working with cross-functional teams (e.g., product, engineering, marketing). Experience in project management and meeting deadlines in a fast-moving environment. Experience working in global organizations and collaborating with stakeholders and development teams across regions. Experience in deep learning, machine learning, recommendation systems, generative models, and statistical analyses. Experience working with global organizations and roles requiring collaboration with stakeholders and partners worldwide. Previous exposure to financial services or payments industry. Information for US Applicants For roles located in the US, the estimated salary range for this position is $137,400.00 to $ 212,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Role Summary: The Sr. Manager; Software Engineering leads a team responsible for reviewing business requirements and developing functional and technical design documentation. This role oversees the design and implementation of testing procedures for APIs, abstractions, and integration patterns to address distributed computing challenges, including end-to-end and integration testing. The Sr. Manager participates in design reviews, providing input on requirements, product designs, schedules, and potential issues, and works across the team to ensure productivity, predictability, and delivery of high-quality results. The position includes accountability for code review and the team's development and testing activities, as well as participation in proof of concepts and technical evaluations of new technologies. The Sr. Manager is expected to foster a collaborative environment, ensuring the team meets business needs and delivers robust solutions. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) and agentic development to support everyday work. Essential Functions: People Leadership: Direct, mentor, and build a high-performing team of 8+ software engineers. Drive career development, performance management, regular 1:1s, and goal setting. Team Execution & Delivery: Oversee end-to-end application development deliverables including unit design, coding, code reviews, testing, and release management. Resource & Capacity Planning: Manage team workload, sprint planning, hiring, onboarding, and resource allocation to meet project timelines and deliverables. Technical & Strategic Guidance: Collaborate with technical leads, architects, and product managers to define solution approaches, assess scope, and evaluate technical feasibility. Agile Leadership: Drive agile development workflows utilizing modern open-source, CI/CD, and DevOps tools to streamline continuous integration and delivery pipelines. Cross-Functional Collaboration: Partner closely with global cross-functional teams, including product management, QA, security, and operations, to resolve blockers and ensure aligned delivery. Compliance & Quality: Ensure development adheres to Visa Development Management Methodology, Technical Security Requirements, and Secure Software Development Lifecycle (SSDLC) protocols. Documentation & Process Improvement: Maintain clear software, operational, and architectural documentation while continually improving engineering practices and procedures. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8+ years of relevant work experience and a Bachelors degree, OR 11+ years of relevant work experience. Experience building and supporting large-scale, high-performance, mission-critical applications. Strong hands-on software engineering experience, including coding, code reviews, and technical design. Proven ability to lead technical initiatives and drive architecture decisions. Experience with cloud-native technologies, distributed systems, APIs, and microservices. Experience supporting Tier-0 or highly available production systems. Ability to mentor engineers and provide technical leadership across engineering teams. Strong understanding of software engineering best practices, including CI/CD, testing, observability, and operational excellence Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD. 3+ years of direct people-management experience preferred; candidates who have led teams through technical influence, matrix leadership, or technical leadership without direct authority will also be considered Demonstrated experience leading software engineering teams, including delivery management, technical oversight, performance accountability, and talent development. Experience translating business and product requirements into scalable technical solutions, architecture decisions, delivery plans, and technical documentation. Proven ability to lead the design, development, testing, integration, deployment, and production support of complex, mission-critical applications. Strong experience overseeing API platforms, distributed systems, microservices, and enterprise integration patterns. Experience leading architecture and design reviews, evaluating technical tradeoffs, and ensuring solutions meet requirements for scalability, reliability, security, and performance. Experience establishing engineering standards and maintaining accountability for code quality, testing, secure development, release readiness, and production stability. Proven ability to manage delivery risks, dependencies, capacity, and priorities across multiple teams and cross-functional stakeholders. Experience evaluating emerging technologies, leading proofs of concept, and guiding their adoption based on business value, technical feasibility, risk, and operational readiness. Experience leading globally distributed engineering teams and collaborating across Product, Architecture, Security, SRE, Infrastructure, QA, and Operations. Strong understanding of distributed computing, cloud-native architecture, microservices, event-driven systems, and multi-region deployments. Experience building or operating large-scale, mission-critical systems on Google Cloud using technologies such as GKE, Cloud Run, Pub/Sub, Cloud Spanner, Cloud SQL, Bigtable, or Dataflow. Demonstrated success delivering secure, resilient, and high-quality solutions in a fast-paced environment with competing priorities and complex dependencies. Experience applying CI/CD, DevOps, infrastructure-as-code, observability, SRE, capacity planning, incident management, and disaster-recovery practices. Ability to communicate technical strategy, architecture decisions, delivery risks, and recommendations clearly to engineering teams, cross-functional partners, and senior leadership. Experience integrating emerging technologies, including AI-assisted engineering capabilities, into software development practices while maintaining appropriate security, quality, and governance controls. Information for US Applicants For roles located in the US, the estimated salary range for this position is $192,100.00 to $ 307,800.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Sr. Data & Insights Consultant is responsible for providing data, reporting, and advanced insights to enable service design, process evaluation, strategic planning, and business management decisions. This role defines insights relevant to Visa stakeholders and curates data, using statistical analysis and tools to interpret and analyze information to generate actionable insights. The consultant publishes insights in accessible formats for internal and external stakeholders and advocates for data-driven decision making across the organization. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Deliver actionable insights by turning large volumes of data into business value for Visa clients and stakeholders. Collaborate with internal and external stakeholders to manage and enhance reporting solutions, ensuring a single source of truth for insights and facts. Develop and deploy automated processes for insight delivery, including self-serve functionality for leaders at corridor, market, and region levels. Lead client-facing initiatives and consulting projects to optimize authorization performance, utilizing subject matter expertise in the Auth space. Build and maintain management reporting dashboards and scorecards, establishing a cadence of reporting across executive stakeholders. Coordinate with reporting teams to align on common reports, definitions, and data sources across markets. Assess, monitor, and enhance service level agreements (SLAs), ensuring compliance and continuous improvement. Oversee preparation and delivery of detailed product/SLA level reporting, presenting actionable insights to technical and non-technical stakeholders. Identify opportunities for service enhancement, process optimization, and risk mitigation, driving adoption of best practices. This role is a Hybrid position to be located in our Austin or Atlanta office locations. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor's Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD. Experience in data visualization software (e.g., Tableau, QlikView, PowerBI). Experience in analytics with a focus on data visualization. Experience leading design discovery meetings with end-users. Experience working in big data environments. Experience working in an Agile or fast-paced and dynamic environment. Experience with SQL and understanding of data modeling concepts such as Star Schemas/Snowflake. Foundational knowledge of probability and statistics. Experience managing multiple projects and priorities with attention to detail and accuracy. Experience in service level management, SLA reporting, or similar roles within technology-driven environments. Bachelors degree in a STEM field. Advanced experience with visualization software, preferably Tableau. In-depth knowledge of interactive data visualization best practices. Strong SQL skills and understanding of data modeling concepts. Proven experience in SLA assessment, data analysis, and reporting. Experience working in a matrixed organization and adapting to a fast-paced work environment. Information for US Applicants For roles located in the US, the estimated salary range for this position is $127,300 to $216,100 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Job Summary Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60-75% of their time coding, working hands-on with code, data, and modern tools including AI-assisted development, cloud services, automation frameworks, and mobile technologies to deliver secure, scalable, and high-quality solutions that drive business outcomes in the fintech sector. This position focuses on developing innovative mobile applications, SDKs, and platform capabilities that enable secure authentication, digital identity, payment security, fraud prevention, and customer engagement experiences across Android and iOS platforms. Engineers collaborate with product managers, architects, designers, QA engineers, operations teams, and compliance partners to deliver resilient, secure, and scalable mobile solutions used by millions of consumers worldwide. All roles require digital fluency, including the ability to effectively leverage emerging technologies such as Generative AI tools (e.g., Microsoft Copilot, GitHub Copilot, ChatGPT, and Agentic Development workflows) to improve engineering productivity, software quality, and developer experience. Key Responsibilities: Software Engineering & Solution Delivery: Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs and solutions. Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business objectives and timelines. Design and develop product components, refine implementation plans, and participate in design reviews to ensure completeness and adherence to requirements. Contribute to project estimation, delivery planning, and risk identification. Lead by example in creating, implementing, and maintaining extensible, reusable, and maintainable code. Apply debugging, monitoring, and observability tools to resolve complex technical issues and identify opportunities for automation. Lead code reviews and drive adherence to coding standards, security requirements, and engineering best practices. Develop comprehensive testing strategies, identify coverage gaps, and proactively address defects to minimize customer impact. Leverage operational metrics, analytics, and monitoring data to improve product reliability and performance. Participate in on-call rotations and assist with incident response, troubleshooting, and production support activities. Continuously learn emerging technologies and contribute innovative solutions that improve products, development processes, and engineering practices. Mobile Engineering: Design, develop, test, deploy, and support native Android and/or iOS applications. Build scalable, secure, resilient, and high-performing mobile experiences. Collaborate closely with backend, platform, product, and security teams to deliver customer-focused solutions. Drive architecture decisions and engineering standards across mobile platforms. Optimize performance, responsiveness, memory utilization, and battery efficiency. Support production troubleshooting and continuous service improvement initiatives. Mobile Platform Engineering, SDK Development & Release Automation (Strong Plus) Candidates with experience in mobile platform engineering, SDK development, and release automation will be highly preferred. Design, develop, and maintain scalable, secure, and high-performing mobile applications, SDKs, and reusable frameworks that support enterprise-grade customer experiences across Android and iOS platforms. Build and evolve developer-facing SDKs, APIs, and platform capabilities, while creating comprehensive technical documentation, sample applications, and integration guides that enable successful adoption by internal teams and external partners. Lead the implementation of modern mobile DevOps practices by designing and maintaining automated CI/CD pipelines that streamline development, testing, security validation, deployment, and release management processes. Own the end-to-end mobile release lifecycle, including SDK versioning, backward compatibility, code signing, application publishing, App Store and Google Play deployments, rollout strategies, and production support. Drive continuous improvement in engineering productivity, developer experience, platform reliability, and customer integration success through automation, tooling, operational excellence, and engineering best practices. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Experience in software engineering or a directly related field. Experience developing and supporting native mobile applications on Android and/or iOS platforms. Preferred Qualifications: 6+ years of work experience with a Bachelor's Degree or 4+ years of relevant experience with an Advanced Degree (e.g., Master's, MBA, JD, MD) or up to 3 years of relevant experience with a PhD. Experience leading technical initiatives, mentoring engineers, and driving engineering best practices with or without direct reports. Experience designing, building, and maintaining scalable software solutions and services. Experience creating and maintaining test strategies, test plans, and quality assurance processes. Experience debugging, troubleshooting, and resolving complex software issues in production environments. Experience collaborating with cross-functional teams to deliver technical solutions and business outcomes. Experience conducting code reviews and enforcing coding standards, security requirements, and software engineering best practices. Experience building, enhancing, or supporting developer tools, automation capabilities, and engineering productivity initiatives. Experience designing, developing, and supporting enterprise-grade Android and/or iOS applications. Experience building and maintaining mobile SDKs, reusable libraries, and developer-facing APIs. Experience implementing mobile CI/CD pipelines, deployment automation, release engineering, and mobile DevOps practices. Experience building and testing enterprise-scale applications, services, and mobile platforms. Experience working on customer-facing products, technical teams, or platform engineering organizations. Experience with mobile deployment and delivery tools such as GitHub Actions, Jenkins, Azure DevOps, Fastlane, Bitrise, CocoaPods, Swift Package Manager (SPM), Google Play Console, and App Store Connect. Experience in Payments, FinTech, Digital Identity, Authentication, Fraud Prevention, Risk Management, or Cybersecurity domains. Experience leveraging Generative AI and AI-assisted development tools such as Microsoft Copilot, GitHub Copilot, ChatGPT, or similar technologies to improve software delivery and developer productivity. Information for US Applicants For roles located in the US, the estimated salary range for this position is $137.200,00 to $ 219.700,00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description As a Senior Consultant Data Engineer, you'll join our Value Added Services - Digital Marketing & Engagement organization. You'll help design, enhance, and build our Visa data token platform within an agile development environment. You'll collaborate with colleagues who will both support and challenge you daily. You will take on leadership roles in multiple projects, building full-stack development of real-time scoring services These services are designed to be highly available, secure, scalable, and resilient. You'll also spearhead the development of next-generation software, incorporating machine learning and deep learning technologies. We believe in self-managing Agile teams that build end-to-end products, emphasizing unit testing, code reviews, and continuous integration for excellent code quality. You'll witness the code you write move to production within just a few days. This role involves driving innovation to differentiate our products from competitors and delight customers with accelerated time-to-market delivery. A strong background in data engineering with experience in Hadoop, Spark, and Scala is also essential for effective performance in this role. If this sounds exciting, we'd love to chat with you further about our work culture, environment, and whether this would be a good fit for you Essential Functions: You'll be the face of the team representing us in various technical forums. You'll help our customers achieve their business goals by understanding their requirements. You will build deep partnerships with product management to make sure that the products we are building deliver real value. You'll analyze business requirements and architect highly secure, robust, and scalable solutions. You'll drive internal proof of concept initiatives. When needed, quickly design and implement a prototype of a system or component with a proper architecture, and then lead or hand over to engineering team to implement. You'll champion efforts to architect, design and implement various components of our global transaction processing systems. Your DNA will include following and creating software best practices and processes. You'll coach and mentor your team members and help them grow professionally. You will also create an atmosphere of mutual accountability. You'll play key role in meetings and discussions with cross-functional and non-technical teams. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications • 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications • 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD • Demonstrated leadership in teams delivering high-quality, large-scale, enterprise-class applications. • Solid experience in big data engineering, with working knowledge of Hadoop, Apache Spark, Python, and SQL. • Proficiency in creating and managing large-scale data pipelines, handling complex, high-volume, multi-dimensional data, and machine learning models. • Expertise in developing ETL processes, maintaining Spark pipelines, and productizing AI/ML models. • Proficient in popular technologies and cloud services, such as Kafka, Redis, Flink, TensorFlow, Triton, AWS services, and containerized environments (Docker and Kubernates) • Skilled in Unix/Shell or Python scripting, using scheduling tools like Airflow and Control-M, and maintaining OPS tools. • Familiarity with Agile development incorporating TDD, CI/CD, and relational and non-relational databases. • Proven track record of building applications adhering to industry best practices for reliability, availability, scalability, and operability. • Ability to manage component security analysis and collaborate with security teams. • Strong work ethic, focus on immediate goals, and proven experience as a technical leader. • Passion for mentoring juniors and helping them reach new heights. • Demonstrated proficiency with programming languages, scripting languages, code quality initiatives, and operating systems. • Excellent communication and interpersonal skills, and a strong team player. Information for US Applicants For roles located in the US, the estimated salary range for this position is $153,500.00 to $ 245,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60-75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams - product managers, designers, data scientists, QA, operations, and compliance - to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities: Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes. Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders. Participate in system design and architecture, refining code plans and contributing to design documentation. Contribute to project estimation and escalate issues that may cause delays. Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices. Apply debugging tools to verify assumptions and proactively flag issues before they occur. Participate in code reviews to ensure coding standards are followed and address routine pull requests. Create test plans and configure testing procedures to identify and resolve defects for multiple features. Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance. Leverage and build knowledge of software developer tools to create, debug, and maintain code for components. Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance. This is a hybrid position. Expectationof days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD). 3+ years of relevant work experience and a Bachelor's degree, OR 5+ years of relevant work experience. Experience in technologies/software systems or a directly related field (minimum two years). Experience in developing and/or implementing web-based applications including front-end and backend (minimum two years). Experience in system design and architecture for product components. Experience in debugging and troubleshooting software issues. Experience in code review and applying coding standards. Experience in test planning and execution for software features. Experience in responding to support requests and deploying fixes. Experience in using software developer tools for code creation and maintenance. Experience in Compliance is a plus Experience building and testing enterprise-scale web services (minimum one year). Experience working on client-facing project or technical teams (minimum one year). Experience in integrating feedback into design and solution fixes. Experience in mentoring junior engineers and collaborating with cross-functional teams. Experience with Generative AI (GenAI) - LLM agents, RAG systems, NLP, AI assisted investigations Information for US Applicants For roles located in the US, the estimated salary range for this position is $123,000.00 to $ 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Visa will accept applications for this role until at least 09-30-2026 Job Description We are seeking a highly skilled AI developer with deep expertise in Agentic and Generative AI to drive the next wave of intelligent automation and digital transformation. In this role, you will be at the forefront of designing, implementing, and optimizing AI-powered solutions integrated into the ServiceNow platform. Your primary focus will be on leveraging artificial intelligence, including custom MCP tooling, Agentic scoped applications, and third-party Large Language Models-to enhance workflows, automate complex processes, and deliver innovative business outcomes. You will architect and build custom AI solutions and ensure seamless user experiences through intelligent automation. As a thought leader in AI, you will collaborate with stakeholders to identify opportunities for AI adoption, experiment with emerging technologies, and contribute to Visa's enterprise AI strategy. In addition to your AI responsibilities, you will develop and configure integrations between ServiceNow and other enterprise applications, manage the full lifecycle of these integrations (from API development and scripting to framework deployment), and ensure robust, secure, and scalable connections. Roles and responsibilities: Designing, developing, and optimizing AI-powered solutions (built within the ServiceNow platform and/or integrated through external custom solutions), including the creation of custom MCP tooling and Agentic solutions. Leveraging AI solutions to integrate and orchestrate third-party Large Language Models (LLMs) such as OpenAI, Google Gemini, etc, driving intelligent automation and enhanced user experiences. Collaborating with stakeholders to identify opportunities for AI adoption, experiment with emerging technologies, and deliver innovative, AI-driven business outcomes. Troubleshooting and resolving issues with ServiceNow configurations and AI components, ensuring seamless operation and reliability. Identifying requirement gaps to ensure high-quality solutions and providing configuration options with clear pros and cons. Designing and implementing intuitive, user-friendly software that enables customer-led customization and flexibility. Collaborating with internal customers and business analysts to clarify requirements and architect effective, AI-driven solutions. Authoring comprehensive technical design and build documentation for all facets of the technical infrastructure. Conducting research and analysis of existing systems to provide accurate time estimates and recommendations to project managers. Actively participating in project meetings and daily scrums to communicate development status, progress, and technical insights. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Visa will accept applications for this role until at least September 30, 2026. Qualifications Basic Qualifications 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications Proven ability to deliver projects on time and within budget by writing high-quality code, mentoring junior developers, understanding workload and usage requirements, and producing clear technical documentation that enables knowledge transfer and long-term supportability across global teams. Experience designing robust, scalable, and moderately complex architectural solutions that integrate across a broader technical ecosystem, while effectively operating as a collaborative member of a globally distributed team across diverse time zones and cultures. Minimum of 2 years of relevant professional experience including hands-on work with AI-powered solutions, with a bachelor's degree; or at least 2 years of relevant experience with an Advanced Degree (e.g., Master's, MBA, JD, MD). In-depth knowledge of APIs, web services, and standard relational database concepts. Proven experience with JavaScript, AJAX, JSON, CSS, REST, SOAP, and HTML. Strong Python skills and hands-on experience building RESTful or GraphQL APIs. Demonstrated experience building GenAI solutions, agents, or conversational applications, exhibiting the ability to differentiate reasoning approaches like ReAct and Chain-of-Thought (CoT). Demonstrate ability to design and architect Agentic Systems, applying various agent architectures (symbolic, BDI, LLM-based) to design intelligent agents tailored for specific tasks and environments. Implement Core Agent Capabilities. Develop agents that can perceive, reason, plan, act, and learn, utilizing Python and relevant AI libraries and frameworks. Analyze and Evaluate Agent Behavior. Critically assess agent performance, understand the complexities of multi-agent systems and human-agent interaction, and identify risks. Navigate Ethical Landscapes. Identify, analyze, and address the ethical challenges and safety considerations inherent in developing and deploying autonomous AI systems, applying principles of responsible AI. Apply Agentic AI to Solve Problems. Conceptualize and build functional AI agents for practical applications, demonstrating the ability to integrate diverse concepts into cohesive business solutions. Deep understanding of prompt engineering concepts, LLM fine-tuning, and retrieval-augmented generation (RAG). Familiarity with MCP servers or comparable model-serving/hosting platforms. Excellent problem-solving skills, strong communication, and a collaborative attitude. Strong analytical skills with the ability to extensively analyze and improve business processes and workflows. Demonstrated expertise in designing, implementing, and optimizing AI-driven functionalities integrated with ServiceNow, such as custom Agentic AI skills, GenAI integrations, and intelligent automation. Strong technical background in ServiceNow-specific development tools and frameworks (UI Policies, UI Macros, UI Pages, Client Scripts, Script Includes, Business Rules, Mid Server Configuration & Architecture, Import Sets, Transform Maps, Update Sets). Strong knowledge of the CMDB, data modeling, data strategies, and integrations. Knowledge of ServiceNow ITSM/ITOM product portfolio including Change Management, Discovery, and Service Mapping. Relevant certifications such as Certified ServiceNow Admin (CSA), Certified Implementation Specialist (CIS), or Certified Application Developer (CAD) are highly desirable. Information for US Applicants For roles located in the US, the estimated salary range for this position is $124,300.00 to $ 198,600.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Staff Software Engineers are senior technical leaders and system thinkers who define, architect, and drive the delivery of complex, large-scale software systems. In this role, engineers spend approximately 50-65% of their time in hands-on technical work - coding, architecting, prototyping, and reviewing - while dedicating the remainder totechnical leadership, cross-functional alignment, and engineering excellence initiatives. Staff Engineers work withmodern tools and platforms (including AI-assisted development, cloud-native services, and automation frameworks) todeliver secure, scalable, and high-quality technology solutions that create measurable business impact in the fintechsector. They operate as force multipliers - partnering with engineering managers, product leads, architects, datascientists, compliance, and operations to shape technical strategy, resolve ambiguity, and raise the engineering baracross teams and disciplines. All roles require digital fluency, including the ability to work with and advocate for emerging technologies such asGenerative AI tools (e.g. GitHub Copilot, ChatGPT, Claude) to accelerate engineering velocity, improve code quality,and support everyday technical decision-making. Key Responsibilities: Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions. Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines. Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements. Contribute to project estimation, considering delivery costs and escalating issues that may cause delays. Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices. Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products. Lead code reviews, ensuring adherence to coding standards and providing feedback to team members. Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact. Leverage data analysis and monitoring standards to identify patterns and defects in all environments. Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution. Build, enhance, and identify new developer tools to support programs and applications. Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications: 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD. Experience in software engineering or a directly related field. Experience in developing full stack (frontend+backend) and/or implementing web-based or mobile applications using AI tools. Experience in a leadership role with or without direct reports. Experience in technologies/software systems or a directly related field. Experience in creating and maintaining test plans and executing testing procedures. Experience in debugging and troubleshooting software issues. Experience in collaborating with cross-functional teams to deliver technical solutions. Experience in code review and applying coding standards. Experience in building or enhancing developer tools. Experience working with container-based technologies. Experience building and testing enterprise-scale web services. Experience in product development. Experience working on client-facing project or technical teams. Information for US Applicants For roles located in the US, the estimated salary range for this position is $146,200.00 to $ 233,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.

Amex Digital Labs' mission is to build the future of payments and membership, creating new value that evolves with our customers' needs and drives deeper engagement and loyalty. We leverage emerging technologies to deliver innovations that enhance how customers pay, travel, dine, and experience the brand. We are seeking a Senior Product Manager to drive the development and delivery of Agentic Commerce capabilities for our Card Members. This Senior Product Manager will focus on the strategy and execution of the frameworks, features, and services that enable seamless, secure transactions across various channels. This person will build a strong command of emerging agentic commerce protocols, existing card payments infrastructure, and new interaction models. Partnering closely with Engineering, Product, and cross-functional teams, this Product Manager will shape intuitive and delightful commerce journeys powered by AI agents. Responsibilities Partner deeply with engineering teams to understand and develop a perspective on how to apply evolving technologies (Agent-to-Agent Protocol, Agentic Payments Protocol, x402, Web Bot Auth, Trusted Agent Protocol, Model Context Protocol, and others) for AI agent-facilitated payments Balance the needs of customers, internal stakeholders, leadership, and external partners while working with engineers and solutions architects to identify technical solutions, define specs, shape product requirements, and deliver platform capabilities that continually advance Agentic Commerce experiences Partner closely with Fraud and Servicing to define strategies for fraud prevention, disputes management, and call or chat handling related to agentic transactions Partner closely with Network and Product teams to define and champion industry standards and protocols for agentic payments Partner with internal stakeholders such as Legal, Compliance, and Risk teams to develop and adhere to data governance principles and payments regulation to ensure compliant and secure payment experiences Work cross functionally to define requirements and specifications for data sharing across and integrations with merchants, PSPs, and AI/LLM partners to support fraud, servicing, and cardmember experience Partner closely with UX research, design, Web and Mobile Application teams to design, build, and launch delightful self-service dashboards and experiences Work with Business Development teams to evaluate, influence and operationalize partner requirements, and with Product Enablement teams on go-to-market strategies Keep a pulse on industry trends, balancing the near-term execution priorities with long term strategy to support the overall product vision Qualifications Minimum Qualifications: 5+ years of experience in product development/management, or similar role. Experience with issuer payments including digital payments, fraud prevention, disputes, and payment processing. Enthusiasm for exceptional products and services, deep customer empathy, keen product intuition, and skilled at articulation of product functionality Curiosity and hunger to know how things work and ability to use that knowledge to make connections and find opportunities with the tenacity to push innovation agenda inside a large company Understanding of tech and product development processes, with the ability to communicate with and influence both technical and non-technical partners Ability to reconcile competing needs across customers, stakeholders, and partners, making effective decisions and gaining buy in Detail oriented, able to identify key questions, and assess how pieces of the puzzle interact and affect the overall project. Ability to recognize issues quickly and determine how to get a resolution through creative and efficient problem solving. Skilled at balancing big picture strategy and tactical details Team player, comfortable with ambiguity, adaptable, accountable, and highly organized Excellent communication skills across cross functional teams with the ability to engage, influence, and inspire partners to drive collaboration and alignment. Willingness to be creative within the bounds of the highly regulated financial services environment Preferred Qualifications: Experience with LLMs/AI models a plus. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service. As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.